63088
ZIPSAFMR
St. Louis County, MO
BRFMR
Eff. Rent
0 BR$1,110$1,220
1 BR$1,160$1,280
2 BR$1,420$1,560
3 BR$1,830$2,010
4 BR$2,110$2,320
5 BR$2,427
6 BR$2,790
7 BR$3,209
8 BR$3,690

Purchase Price Calculator

Maximum purchase price
$169,899

Cost breakdown

+Likely effective rent$1,560
HUD FMR$1,420
Market rent$1,750
Est. payment standard (110%)Used$1,560
Estimated payment standard is $1,560 (110% of FMR).
-Principal and interest-$859
Loan amount$135,919
Down payment$33,980
Rate6.50%
Term30 years
-Operating costs-$501
Property taxes-$170
Insurance-$175
Utilities$0
HOA$0
Management-$156
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,133(74.0% ROI)
Projected value
$182,962
Current value$169,899
Return breakdown
Property appreciation+$13,064
Loan principal paid down+$4,870
Rental cash flow+$7,200
5-year hold
+$43,010(126.6% ROI)
Projected value
$192,225
Current value$169,899
Return breakdown
Property appreciation+$22,326
Loan principal paid down+$8,684
Rental cash flow+$12,000
10-year hold
+$92,278(271.6% ROI)
Projected value
$217,485
Current value$169,899
Return breakdown
Property appreciation+$47,586
Loan principal paid down+$20,692
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.85ratio
FMR$1,110
Market$1,310
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$999 / 0.76 ratio110% standard$1,221 / 0.93 ratio
0.85
1 BR
1 BR
0.73ratio
FMR$1,160
Market$1,580
vs market-$420

FMR is below market; voucher rent may lag private rents.

90% standard$1,044 / 0.66 ratio110% standard$1,276 / 0.81 ratio
0.73
2 BR
2 BR
0.81ratio
FMR$1,420
Market$1,750
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$1,278 / 0.73 ratio110% standard$1,562 / 0.89 ratio
0.81
3 BR
3 BR
0.80ratio
FMR$1,830
Market$2,290
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$1,647 / 0.72 ratio110% standard$2,013 / 0.88 ratio
0.80
4 BR
4 BR
0.85ratio
FMR$2,110
Market$2,490
vs market-$380

FMR is below market; voucher rent may lag private rents.

90% standard$1,899 / 0.76 ratio110% standard$2,321 / 0.93 ratio
0.85
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 63088 (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

63088 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 63088 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,420 and the 4 bedroom fair market rent is $2,110.

Use this page for searches like 63088 FMR, 63088 fair market rent, and 63088 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 63088
Bedroom sizeHUD FMR
Studio$1,110
1 bedroom$1,160
2 bedroom$1,420
3 bedroom$1,830
4 bedroom$2,110