75789
ZIPSAFMR
Smith County, TX
BRFMR
Eff. Rent
0 BR$900$900
1 BR$980$980
2 BR$1,200$1,200
3 BR$1,600$1,600
4 BR$1,810$1,720
5 BR$2,082
6 BR$2,394
7 BR$2,753
8 BR$3,166

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.69ratio
FMR$900
Market$1,310
vs market-$410

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.69
1 BR
1 BR
0.72ratio
FMR$980
Market$1,360
vs market-$380

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.72
2 BR
2 BR
0.83ratio
FMR$1,200
Market$1,450
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.83
3 BR
3 BR
0.99ratio
FMR$1,600
Market$1,610
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
4 BR
4 BR
1.05ratio
FMR$1,810
Market$1,720
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$116,403
Rent
$1,200
Down payment
$23,281
Loan
$93,122
Mortgage
$589
Expenses
$411
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 75789 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.