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Irion County/San Angelo/76904

76904

ZIPSAFMR
Irion County, TX
Zillow

ZIP Investment Score

70Below average

095130300
BRFMR
Eff. Rent
0 BR$960$960
1 BR$1,040$1,040
2 BR$1,360$1,360
3 BR$1,820$1,820
4 BR$2,070$2,070
5 BR$2,381Not available
6 BR$2,738Not available
7 BR$3,148Not available
8 BR$3,620Not available

Purchase Price Calculator

Maximum purchase price
$140,179

Cost breakdown

+Likely effective rent$1,360
HUD FMRUsed$1,360
Market rentN/A
Est. payment standardN/A
-Principal and interest-$709
Loan amount$112,143
Down payment$28,036
Rate6.50%
Term30 years
-Operating costs-$451
Property taxes-$140
Insurance-$175
Utilities$0
HOA$0
Management-$136
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,996(78.5% ROI)
Projected value
$150,957
Return breakdown
Property appreciation+$10,778
Loan principal paid down+$4,018
Rental cash flow+$7,200
5-year hold
+$37,586(134.1% ROI)
Projected value
$158,600
Return breakdown
Property appreciation+$18,421
Loan principal paid down+$7,165
Rental cash flow+$12,000
10-year hold
+$80,334(286.5% ROI)
Projected value
$179,441
Return breakdown
Property appreciation+$39,262
Loan principal paid down+$17,073
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 76904 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 76904 (San Angelo, TX) is $1,360 a month. That is unchanged from FY 2026. San Angelo is in the San Angelo, TX MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,350. Among 4 ZIP codes in Irion County, 76904 has the 2nd-highest two-bedroom rent (county range $1,210–$1,420). The median county two-bedroom FMR in Texas is $1,105, so ZIP 76904 is 23% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 76904
BedroomsFY 2027Change90–110% range
Studio$960+2.1%$864–$1,056
1BR$1,040−1.9%$936–$1,144
2BR$1,3600.0%$1,224–$1,496
3BR$1,820−1.6%$1,638–$2,002
4BR$2,070−0.5%$1,863–$2,277

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 76904
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$960$1,040$1,360$1,820$2,070
FY 2026$940$1,060$1,360$1,850$2,080
FY 2025$880$1,010$1,280$1,720$2,110
FY 2024$790$940$1,160$1,540$1,930
FY 2023$770$920$1,150$1,500$1,940

Two-bedroom rent in nearby Irion County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 76904
76901$1,420+4.4%
76904Current$1,360—
76930$1,210−11.0%
76941$1,300−4.4%

Questions about ZIP 76904 rents

How much will Section 8 pay for a two-bedroom in ZIP 76904?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,350, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,215 to $1,485 a month; under the ZIP-level Small Area FMR of $1,360 it would be $1,224 to $1,496. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 76904 in?

ZIP 76904 is in the San Angelo, TX MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,350.

How much did fair market rent change in ZIP 76904 for FY 2027?

The two-bedroom FMR was unchanged at $1,360 in FY 2027. Since FY 2023 it has risen 18.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSan Angelo, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources