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77418

ZIPSAFMR
Austin County, TX

ZIP Investment Score

54Below average

095130300
BRFMR
Eff. Rent
0 BR$800$880
1 BR$810$890
2 BR$1,060$1,170
3 BR$1,470$1,620
4 BR$1,770$1,950
5 BR$2,035Not available
6 BR$2,341Not available
7 BR$2,692Not available
8 BR$3,096Not available

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMR$1,060
Market rent$1,650
Est. payment standard (110%)Used$1,170
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.56
1 BR
0.57
2 BR
0.64
3 BR
0.74
4 BR
0.80
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 77418 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77418 (Bellville, TX) is $1,060 a month. That is up 8.2% from $980 in FY 2026. Bellville is in the Austin County, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,069. Among 13 ZIP codes in Austin County, 77418 has the 12th-highest two-bedroom rent (county range $1,010–$1,450). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77418 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77418
BedroomsFY 2027Change90–110% range
Studio$800+1.3%$720–$880
1BR$8100.0%$729–$891
2BR$1,060+8.2%$954–$1,166
3BR$1,470+8.1%$1,323–$1,617
4BR$1,770+7.9%$1,593–$1,947

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77418
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$800$810$1,060$1,470$1,770
FY 2026$790$810$980$1,360$1,640
FY 2025$750$830$930$1,310$1,520
FY 2024$710$810$910$1,280$1,540
FY 2023$580$750$870$1,240$1,480

Two-bedroom rent in nearby Austin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 77418
77418Current$1,060—
77426$1,240+17.0%
77473$1,170+10.4%
77474$1,170+10.4%
77485$1,010−4.7%
77833$1,380+30.2%
77835$1,450+36.8%
78931$1,230+16.0%
78933$1,190+12.3%
78940$1,110+4.7%
78944$1,380+30.2%
78950$1,130+6.6%

Questions about ZIP 77418 rents

How much will Section 8 pay for a two-bedroom in ZIP 77418?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,069, which applies unless the housing authority uses Small Area FMRs, that basic range is $962 to $1,176 a month; under the ZIP-level Small Area FMR of $1,060 it would be $954 to $1,166. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77418 in?

ZIP 77418 is in the Austin County, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,069.

How much did fair market rent change in ZIP 77418 for FY 2027?

The two-bedroom FMR rose 8.2%, from $980 in FY 2026 to $1,060 in FY 2027. Since FY 2023 it has risen 21.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set