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Colorado County/Sealy/77474

77474

ZIPSAFMR
Colorado County, TX
Zillow

ZIP Investment Score

66Below average

095130300
BRFMR
Eff. Rent
0 BR$910$1,000
1 BR$920$1,010
2 BR$1,170$1,290
3 BR$1,620$1,780
4 BR$1,960$2,160
5 BR$2,254Not available
6 BR$2,592Not available
7 BR$2,981Not available
8 BR$3,428Not available

Purchase Price Calculator

Maximum purchase price
$129,777

Cost breakdown

+Likely effective rent$1,290
HUD FMR$1,170
Market rent$1,610
Est. payment standard (110%)Used$1,290
-Principal and interest-$656
Loan amount$103,822
Down payment$25,955
Rate6.50%
Term30 years
-Operating costs-$434
Property taxes-$130
Insurance-$175
Utilities$0
HOA$0
Management-$129
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,898(80.5% ROI)
Projected value
$139,756
Return breakdown
Property appreciation+$9,979
Loan principal paid down+$3,720
Rental cash flow+$7,200
5-year hold
+$35,687(137.5% ROI)
Projected value
$146,831
Return breakdown
Property appreciation+$17,054
Loan principal paid down+$6,633
Rental cash flow+$12,000
10-year hold
+$76,154(293.4% ROI)
Projected value
$166,126
Return breakdown
Property appreciation+$36,349
Loan principal paid down+$15,806
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.65
1 BR
0.71
2 BR
0.73
3 BR
0.77
4 BR
0.82
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 77474 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77474 (Sealy, TX) is $1,170 a month. That is down 6.4% from $1,250 in FY 2026. Sealy is in the Colorado County, TX non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,211. Among 18 ZIP codes in Colorado County, 77474 is tied for the 12th-highest two-bedroom rent (county range $1,040–$1,310). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77474 is 6% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77474
BedroomsFY 2027Change90–110% range
Studio$910−9.9%$819–$1,001
1BR$920−9.8%$828–$1,012
2BR$1,170−6.4%$1,053–$1,287
3BR$1,620−6.9%$1,458–$1,782
4BR$1,960−6.7%$1,764–$2,156

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77474
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$910$920$1,170$1,620$1,960
FY 2026$1,010$1,020$1,250$1,740$2,100
FY 2025$950$1,050$1,180$1,650$1,930
FY 2024$870$980$1,100$1,550$1,870
FY 2023$730$940$1,090$1,550$1,860

Two-bedroom rent in nearby Colorado County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 77474
77412$1,200+2.6%
77434$1,310+12.0%
77435$1,300+11.1%
77442$1,260+7.7%
77460$1,150−1.7%
77470$1,210+3.4%
77474Current$1,170—
77475$1,150−1.7%
77964$1,1700.0%
78933$1,190+1.7%
78934$1,200+2.6%
78935$1,210+3.4%

Questions about ZIP 77474 rents

How much will Section 8 pay for a two-bedroom in ZIP 77474?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,211, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,090 to $1,332 a month; under the ZIP-level Small Area FMR of $1,170 it would be $1,053 to $1,287. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77474 in?

ZIP 77474 is in the Colorado County, TX non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,211.

How much did fair market rent change in ZIP 77474 for FY 2027?

The two-bedroom FMR fell 6.4%, from $1,250 in FY 2026 to $1,170 in FY 2027. Since FY 2023 it has risen 7.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSealy, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources