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Fort Bend County/Sugar Land/77478

77478

ZIPSAFMR
Fort Bend County, TX
Zillow

ZIP Investment Score

65Below average

095130300
BRFMR
Eff. Rent
0 BR$1,520$1,530
1 BR$1,550$1,540
2 BR$1,840$1,900
3 BR$2,480$2,110
4 BR$3,080$2,490
5 BR$3,542Not available
6 BR$4,073Not available
7 BR$4,684Not available
8 BR$5,387Not available

Purchase Price Calculator

Maximum purchase price
$220,423

Cost breakdown

+Likely effective rent$1,900
HUD FMR$1,840
Market rent$1,930
Est. payment standard (103%)Used$1,900
-Principal and interest-$1,115
Loan amount$176,338
Down payment$44,085
Rate6.50%
Term30 years
-Operating costs-$585
Property taxes-$220
Insurance-$175
Utilities$0
HOA$0
Management-$190
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,466(69.1% ROI)
Projected value
$237,371
Return breakdown
Property appreciation+$16,948
Loan principal paid down+$6,318
Rental cash flow+$7,200
5-year hold
+$52,232(118.5% ROI)
Projected value
$249,388
Return breakdown
Property appreciation+$28,965
Loan principal paid down+$11,266
Rental cash flow+$12,000
10-year hold
+$112,583(255.4% ROI)
Projected value
$282,160
Return breakdown
Property appreciation+$61,737
Loan principal paid down+$26,846
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
1.01
2 BR
0.95
3 BR
1.18
4 BR
1.24
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 77478 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77478 (Sugar Land, TX) is $1,840 a month. That is down 8.0% from $2,000 in FY 2026. Sugar Land is in the Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,497. Among 39 ZIP codes in Fort Bend County, 77478 has the 16th-highest two-bedroom rent (county range $1,010–$2,250). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77478 is 67% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77478
BedroomsFY 2027Change90–110% range
Studio$1,520−6.7%$1,368–$1,672
1BR$1,550−7.7%$1,395–$1,705
2BR$1,840−8.0%$1,656–$2,024
3BR$2,480−7.8%$2,232–$2,728
4BR$3,080−8.3%$2,772–$3,388

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77478
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,520$1,550$1,840$2,480$3,080
FY 2026$1,630$1,680$2,000$2,690$3,360
FY 2025$1,640$1,710$2,040$2,720$3,430
FY 2024$1,460$1,550$1,850$2,440$3,140
FY 2023$1,420$1,510$1,800$2,370$3,070

Two-bedroom rent in nearby Fort Bend County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 77478
77464$1,290−29.9%
77469$1,760−4.3%
77471$1,450−21.2%
77476$1,410−23.4%
77477$1,580−14.1%
77478Current$1,840—
77479$2,160+17.4%
77481$1,680−8.7%
77485$1,010−45.1%
77487$1,900+3.3%
77489$1,920+4.3%
77493$1,920+4.3%

Questions about ZIP 77478 rents

How much will Section 8 pay for a two-bedroom in ZIP 77478?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,497, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,347 to $1,647 a month; under the ZIP-level Small Area FMR of $1,840 it would be $1,656 to $2,024. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77478 in?

ZIP 77478 is in the Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,497.

How much did fair market rent change in ZIP 77478 for FY 2027?

The two-bedroom FMR fell 8.0%, from $2,000 in FY 2026 to $1,840 in FY 2027. Since FY 2023 it has risen 2.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSugar Land, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources