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77641

ZIPSAFMR
Jefferson County, TX
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,000$1,000
1 BR$1,000$1,000
2 BR$1,240$1,240
3 BR$1,620$1,620
4 BR$1,980$1,980
5 BR$2,277Not available
6 BR$2,619Not available
7 BR$3,011Not available
8 BR$3,463Not available

Purchase Price Calculator

Maximum purchase price
$122,347

Cost breakdown

+Likely effective rent$1,240
HUD FMRUsed$1,240
Market rentN/A
Est. payment standardN/A
-Principal and interest-$619
Loan amount$97,878
Down payment$24,469
Rate6.50%
Term30 years
-Operating costs-$421
Property taxes-$122
Insurance-$175
Utilities$0
HOA$0
Management-$124
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,114(82.2% ROI)
Projected value
$131,754
Return breakdown
Property appreciation+$9,407
Loan principal paid down+$3,507
Rental cash flow+$7,200
5-year hold
+$34,331(140.3% ROI)
Projected value
$138,424
Return breakdown
Property appreciation+$16,077
Loan principal paid down+$6,253
Rental cash flow+$12,000
10-year hold
+$73,168(299.0% ROI)
Projected value
$156,615
Return breakdown
Property appreciation+$34,268
Loan principal paid down+$14,901
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 77641 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77641 (Port Arthur, TX) is $1,240 a month. That is up 10.7% from $1,120 in FY 2026. Port Arthur is in the Beaumont-Port Arthur, TX MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 24 ZIP codes in Jefferson County, 77641 is tied for the 9th-highest two-bedroom rent (county range $1,030–$1,540). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77641 is 12% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77641
BedroomsFY 2027Change90–110% range
Studio$1,000+9.9%$900–$1,100
1BR$1,000+9.9%$900–$1,100
2BR$1,240+10.7%$1,116–$1,364
3BR$1,620+10.2%$1,458–$1,782
4BR$1,980+12.5%$1,782–$2,178

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77641
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,000$1,000$1,240$1,620$1,980
FY 2026$910$910$1,120$1,470$1,760
FY 2025$930$930$1,130$1,480$1,700
FY 2024area FMR$892$932$1,126$1,470$1,575
FY 2023area FMR$792$849$1,027$1,343$1,402

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 77641
77613$1,100−11.3%
77619$1,410+13.7%
77622$1,170−5.6%
77627$1,490+20.2%
77629$1,180−4.8%
77640$1,350+8.9%
77641Current$1,240—
77642$1,150−7.3%
77643$1,2400.0%
77651$1,210−2.4%
77655$1,350+8.9%
77665$1,310+5.6%

Questions about ZIP 77641 rents

How much will Section 8 pay for a two-bedroom in ZIP 77641?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,240, that basic range is $1,116 to $1,364 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77641 in?

ZIP 77641 is in the Beaumont-Port Arthur, TX MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 77641 for FY 2027?

The two-bedroom FMR rose 10.7%, from $1,120 in FY 2026 to $1,240 in FY 2027. Since FY 2025 it has risen 9.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set