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Jefferson County/Hamshire/77622

77622

ZIPSAFMR
Jefferson County, TX
Zillow

ZIP Investment Score

104Above average

095130300
BRFMR
Eff. Rent
0 BR$950$950
1 BR$960$960
2 BR$1,170$1,170
3 BR$1,550$1,550
4 BR$1,910$1,910
5 BR$2,197Not available
6 BR$2,526Not available
7 BR$2,905Not available
8 BR$3,341Not available

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMRUsed$1,170
Market rentN/A
Est. payment standardN/A
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 77622 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77622 (Hamshire, TX) is $1,170 a month. That is unchanged from FY 2026. Hamshire is in the Beaumont-Port Arthur, TX MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 24 ZIP codes in Jefferson County, 77622 has the 19th-highest two-bedroom rent (county range $1,030–$1,540). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77622 is 6% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77622
BedroomsFY 2027Change90–110% range
Studio$950+3.3%$855–$1,045
1BR$960−1.0%$864–$1,056
2BR$1,1700.0%$1,053–$1,287
3BR$1,550+1.3%$1,395–$1,705
4BR$1,910+11.0%$1,719–$2,101

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77622
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$950$960$1,170$1,550$1,910
FY 2026$920$970$1,170$1,530$1,720
FY 2025$1,020$1,070$1,290$1,690$1,800
FY 2024$1,130$1,180$1,430$1,870$2,000
FY 2023$990$1,070$1,290$1,690$1,760

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 77622
77613$1,100−6.0%
77619$1,410+20.5%
77622Current$1,170—
77627$1,490+27.4%
77629$1,180+0.9%
77640$1,350+15.4%
77641$1,240+6.0%
77642$1,150−1.7%
77643$1,240+6.0%
77651$1,210+3.4%
77655$1,350+15.4%
77665$1,310+12.0%

Questions about ZIP 77622 rents

How much will Section 8 pay for a two-bedroom in ZIP 77622?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,170, that basic range is $1,053 to $1,287 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77622 in?

ZIP 77622 is in the Beaumont-Port Arthur, TX MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 77622 for FY 2027?

The two-bedroom FMR was unchanged at $1,170 in FY 2027. Since FY 2023 it has fallen 9.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHamshire, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources