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77703

ZIPSAFMR
Jefferson County, TX

ZIP Investment Score

166High yield potential

095130300
BRFMR
Eff. Rent
0 BR$860$740
1 BR$870$780
2 BR$1,070$1,080
3 BR$1,390$1,420
4 BR$1,710$1,880
5 BR$1,966Not available
6 BR$2,261Not available
7 BR$2,601Not available
8 BR$2,991Not available

Purchase Price Calculator

Maximum purchase price
$98,571

Cost breakdown

+Likely effective rent$1,080
HUD FMR$1,070
Market rent$1,080
Est. payment standard (101%)Used$1,080
-Principal and interest-$498
Loan amount$78,857
Down payment$19,714
Rate6.50%
Term30 years
-Operating costs-$382
Property taxes-$99
Insurance-$175
Utilities$0
HOA$0
Management-$108
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,604(89.3% ROI)
Projected value
$106,150
Return breakdown
Property appreciation+$7,579
Loan principal paid down+$2,825
Rental cash flow+$7,200
5-year hold
+$29,991(152.1% ROI)
Projected value
$111,524
Return breakdown
Property appreciation+$12,953
Loan principal paid down+$5,038
Rental cash flow+$12,000
10-year hold
+$63,613(322.7% ROI)
Projected value
$126,179
Return breakdown
Property appreciation+$27,608
Loan principal paid down+$12,005
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.16
1 BR
1.12
2 BR
0.99
3 BR
0.97
4 BR
0.85
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 77703 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77703 (Beaumont, TX) is $1,070 a month. That is up 10.3% from $970 in FY 2026. Beaumont is in the Beaumont-Port Arthur, TX MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 24 ZIP codes in Jefferson County, 77703 has the 23rd-highest two-bedroom rent (county range $1,030–$1,540). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77703 is 3% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77703
BedroomsFY 2027Change90–110% range
Studio$860+8.9%$774–$946
1BR$870+10.1%$783–$957
2BR$1,070+10.3%$963–$1,177
3BR$1,390+8.6%$1,251–$1,529
4BR$1,710+11.8%$1,539–$1,881

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77703
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$860$870$1,070$1,390$1,710
FY 2026$790$790$970$1,280$1,530
FY 2025$810$840$1,020$1,330$1,480
FY 2024$790$830$1,000$1,310$1,400
FY 2023$690$740$900$1,180$1,230

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 77703
77701$1,080+0.9%
77702$1,220+14.0%
77703Current$1,070—
77704$1,240+15.9%
77705$1,030−3.7%
77706$1,330+24.3%
77707$1,410+31.8%
77708$1,230+15.0%
77713$1,540+43.9%
77720$1,240+15.9%
77725$1,240+15.9%
77726$1,240+15.9%

Questions about ZIP 77703 rents

How much will Section 8 pay for a two-bedroom in ZIP 77703?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,070, that basic range is $963 to $1,177 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77703 in?

ZIP 77703 is in the Beaumont-Port Arthur, TX MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 77703 for FY 2027?

The two-bedroom FMR rose 10.3%, from $970 in FY 2026 to $1,070 in FY 2027. Since FY 2023 it has risen 18.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set