Skip to main content
Loading page

77707

ZIPSAFMR
Jefferson County, TX

ZIP Investment Score

147High yield potential

095130300
BRFMR
Eff. Rent
0 BR$1,130$1,000
1 BR$1,140$1,020
2 BR$1,410$1,230
3 BR$1,840$1,810
4 BR$2,250$2,340
5 BR$2,588Not available
6 BR$2,976Not available
7 BR$3,422Not available
8 BR$3,935Not available

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMR$1,410
Market rentUsed$1,230
Est. payment standard (92%)$1,290
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.13
1 BR
1.12
2 BR
1.15
3 BR
1.02
4 BR
0.94
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 77707 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77707 (Beaumont, TX) is $1,410 a month. That is up 14.6% from $1,230 in FY 2026. Beaumont is in the Beaumont-Port Arthur, TX MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 24 ZIP codes in Jefferson County, 77707 is tied for the 3rd-highest two-bedroom rent (county range $1,030–$1,540). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77707 is 28% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77707
BedroomsFY 2027Change90–110% range
Studio$1,130+13.0%$1,017–$1,243
1BR$1,140+14.0%$1,026–$1,254
2BR$1,410+14.6%$1,269–$1,551
3BR$1,840+14.3%$1,656–$2,024
4BR$2,250+16.6%$2,025–$2,475

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77707
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,130$1,140$1,410$1,840$2,250
FY 2026$1,000$1,000$1,230$1,610$1,930
FY 2025$1,010$1,020$1,230$1,610$1,850
FY 2024$990$1,030$1,250$1,630$1,750
FY 2023$900$970$1,170$1,530$1,600

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 77707
77701$1,080−23.4%
77702$1,220−13.5%
77703$1,070−24.1%
77704$1,240−12.1%
77705$1,030−27.0%
77706$1,330−5.7%
77707Current$1,410—
77708$1,230−12.8%
77713$1,540+9.2%
77720$1,240−12.1%
77725$1,240−12.1%
77726$1,240−12.1%

Questions about ZIP 77707 rents

How much will Section 8 pay for a two-bedroom in ZIP 77707?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,410, that basic range is $1,269 to $1,551 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77707 in?

ZIP 77707 is in the Beaumont-Port Arthur, TX MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 77707 for FY 2027?

The two-bedroom FMR rose 14.6%, from $1,230 in FY 2026 to $1,410 in FY 2027. Since FY 2023 it has risen 20.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set