Jefferson County/Port Arthur/77642

77642

ZIPSAFMR

Jefferson County, TX

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ZIP Investment Score

137High yield potential

095130300

BR	FMR	Eff. Rent	3Y CAGR
0 BR	$930	$870	2.6%
1 BR	$930	$1,000	1.1%
2 BR	$1,150	$1,270	1.8%
3 BR	$1,500	$1,540	1.8%
4 BR	$1,840	$2,020	6.6%
5 BR	$2,116	Not available	6.6%
6 BR	$2,433	Not available	6.6%
7 BR	$2,798	Not available	6.6%
8 BR	$3,218	Not available	6.6%

Purchase Price Calculator

Maximum purchase price

$126,805

Cost breakdown

+Likely effective rent$1,270

HUD FMR$1,150

Market rent$1,410

Est. payment standard (110%)Used$1,270

-Principal and interest-$641

Loan amount$101,444

Down payment$25,361

Rate6.50%

Term30 years

-Operating costs-$429

Property taxes-$127

Insurance-$175

Utilities$0

HOA$0

Management-$127

=Target cash flow+$200

Calculation mode

BedroomsCash-flow target

Down payment methodDown payment %

HOA / mo

Utilities methodUtilities amount

Management methodManagement % of rent

Hold period projections

Annual appreciation rate

3-year hold

+$20,585(81.2% ROI)

Projected value

$136,555

Return breakdown

Property appreciation+$9,750

Loan principal paid down+$3,634

Rental cash flow+$7,200

5-year hold

+$35,144(138.6% ROI)

Projected value

$143,468

Return breakdown

Property appreciation+$16,663

Loan principal paid down+$6,481

Rental cash flow+$12,000

10-year hold

+$74,960(295.6% ROI)

Projected value

$162,321

Return breakdown

Property appreciation+$35,516

Loan principal paid down+$15,444

Rental cash flow+$24,000

Public Housing Authority

Rolodex

Market Alignment

Studio

1.07ratio

FMR$930

Market$870

vs market+$60

FMR is near market; voucher and private rents are aligned.

1.07

1 BR

0.89ratio

FMR$930

Market$1,040

vs market-$110

FMR is below market; voucher rent may lag private rents.

0.89

2 BR

0.82ratio

FMR$1,150

Market$1,410

vs market-$260

FMR is below market; voucher rent may lag private rents.

0.82

3 BR

0.96ratio

FMR$1,500

Market$1,560

vs market-$60

FMR is near market; voucher and private rents are aligned.

0.96

4 BR

0.86ratio

FMR$1,840

Market$2,150

vs market-$310

FMR is below market; voucher rent may lag private rents.

0.86

0.700.800.901.001.101.201.30aligned range

Historical

FY 2023-2027

FMR: FY2027
Market rent: last ~365 days
Property value: --
Tax rate: --
Mortgage rate: --

ZIP 77642 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 77642 (Port Arthur, TX) is $1,150 a month. That is up 8.5% from $1,060 in FY 2026. Port Arthur is in the Beaumont-Port Arthur, TX MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 24 ZIP codes in Jefferson County, 77642 has the 20th-highest two-bedroom rent (county range $1,030–$1,540). The median county two-bedroom FMR in Texas is $1,105, so ZIP 77642 is 4% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 77642
Bedrooms	FY 2026	FY 2027	Change	90–110% range
Studio	$860	$930	+8.1%	$837–$1,023
1BR	$860	$930	+8.1%	$837–$1,023
2BR	$1,060	$1,150	+8.5%	$1,035–$1,265
3BR	$1,390	$1,500	+7.9%	$1,350–$1,650
4BR	$1,660	$1,840	+10.8%	$1,656–$2,024

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 77642
Fiscal year	Studio	1BR	2BR	3BR	4BR
FY 2027	$930	$930	$1,150	$1,500	$1,840
FY 2026	$860	$860	$1,060	$1,390	$1,660
FY 2025	$880	$880	$1,070	$1,400	$1,610
FY 2024	$860	$900	$1,090	$1,420	$1,520
FY 2023	$800	$860	$1,040	$1,360	$1,420

Two-bedroom rent in nearby Jefferson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code	2 bedroom	vs. 77642
77613	$1,100	−4.3%
77619	$1,410	+22.6%
77622	$1,170	+1.7%
77627	$1,490	+29.6%
77629	$1,180	+2.6%
77640	$1,350	+17.4%
77641	$1,240	+7.8%
77642Current	$1,150	—
77643	$1,240	+7.8%
77651	$1,210	+5.2%
77655	$1,350	+17.4%
77665	$1,310	+13.9%

Questions about ZIP 77642 rents

How much will Section 8 pay for a two-bedroom in ZIP 77642?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,150, that basic range is $1,035 to $1,265 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 77642 in?

ZIP 77642 is in the Beaumont-Port Arthur, TX MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 77642 for FY 2027?

The two-bedroom FMR rose 8.5%, from $1,060 in FY 2026 to $1,150 in FY 2027. Since FY 2023 it has risen 10.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rent Port Arthur, TX fair market rent TX statewide rents What is SAFMR?Data sources