FMR is near market; voucher and private rents are aligned.
0.98
1 BR
1 BR
1.01ratio
FMR$1,310
Market$1,300
vs market+$10
FMR is near market; voucher and private rents are aligned.
1.01
2 BR
2 BR
1.13ratio
FMR$1,580
Market$1,400
vs market+$180
FMR is above market; underwrite to market rent.
1.13
3 BR
3 BR
1.24ratio
FMR$2,040
Market$1,640
vs market+$400
FMR is above market; underwrite to market rent.
1.24
4 BR
4 BR
1.21ratio
FMR$2,370
Market$1,960
vs market+$410
FMR is above market; underwrite to market rent.
1.21
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 78156 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78156 (Seguin, TX) is $1,580 a month. That is up 2.6% from $1,540 in FY 2026. Seguin is in the San Antonio-New Braunfels, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 17 ZIP codes in Guadalupe County, 78156 is tied for the 5th-highest two-bedroom rent (county range $1,020–$2,160). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78156 is 43% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 78156
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,160
$1,210
+4.3%
$1,089–$1,331
1BR
$1,270
$1,310
+3.1%
$1,179–$1,441
2BR
$1,540
$1,580
+2.6%
$1,422–$1,738
3BR
$1,980
$2,040
+3.0%
$1,836–$2,244
4BR
$2,300
$2,370
+3.0%
$2,133–$2,607
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 78156
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,210
$1,310
$1,580
$2,040
$2,370
FY 2026
$1,160
$1,270
$1,540
$1,980
$2,300
FY 2025
$1,200
$1,320
$1,610
$2,040
$2,410
FY 2024
$1,160
$1,300
$1,590
$2,010
$2,410
FY 2023
$1,010
$1,160
$1,410
$1,790
$2,190
Two-bedroom rent in nearby Guadalupe County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 78156?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,580, that basic range is $1,422 to $1,738 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 78156 in?
ZIP 78156 is in the San Antonio-New Braunfels, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.
How much did fair market rent change in ZIP 78156 for FY 2027?
The two-bedroom FMR rose 2.6%, from $1,540 in FY 2026 to $1,580 in FY 2027. Since FY 2023 it has risen 12.1%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set