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San Patricio County/Taft/78390

78390

ZIPSAFMR
San Patricio County, TX
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$1,080$1,080
1 BR$1,190$1,190
2 BR$1,440$1,440
3 BR$1,890$1,890
4 BR$2,120$2,120
5 BR$2,438Not available
6 BR$2,804Not available
7 BR$3,224Not available
8 BR$3,708Not available

Purchase Price Calculator

Maximum purchase price
$152,067

Cost breakdown

+Likely effective rent$1,440
HUD FMRUsed$1,440
Market rentN/A
Est. payment standardN/A
-Principal and interest-$769
Loan amount$121,654
Down payment$30,413
Rate6.50%
Term30 years
-Operating costs-$471
Property taxes-$152
Insurance-$175
Utilities$0
HOA$0
Management-$144
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,251(76.5% ROI)
Projected value
$163,759
Return breakdown
Property appreciation+$11,693
Loan principal paid down+$4,359
Rental cash flow+$7,200
5-year hold
+$39,755(130.7% ROI)
Projected value
$172,050
Return breakdown
Property appreciation+$19,983
Loan principal paid down+$7,772
Rental cash flow+$12,000
10-year hold
+$85,112(279.9% ROI)
Projected value
$194,659
Return breakdown
Property appreciation+$42,592
Loan principal paid down+$18,520
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 78390 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78390 (Taft, TX) is $1,440 a month. That is up 3.6% from $1,390 in FY 2026. Taft is in the Corpus Christi, TX HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,421. Among 10 ZIP codes in San Patricio County, 78390 is tied for the 3rd-highest two-bedroom rent (county range $1,230–$1,770). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78390 is 30% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78390
BedroomsFY 2027Change90–110% range
Studio$1,080+2.9%$972–$1,188
1BR$1,190+4.4%$1,071–$1,309
2BR$1,440+3.6%$1,296–$1,584
3BR$1,890+3.3%$1,701–$2,079
4BR$2,120+1.4%$1,908–$2,332

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78390
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,080$1,190$1,440$1,890$2,120
FY 2026$1,050$1,140$1,390$1,830$2,090
FY 2025$1,060$1,140$1,400$1,830$2,140
FY 2024$950$1,020$1,250$1,630$1,910
FY 2023$820$890$1,090$1,420$1,660

Two-bedroom rent in nearby San Patricio County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78390
78335$1,470+2.1%
78336$1,420−1.4%
78352$1,230−14.6%
78359$1,230−14.6%
78362$1,4400.0%
78368$1,230−14.6%
78370$1,330−7.6%
78374$1,770+22.9%
78387$1,230−14.6%
78390Current$1,440—

Questions about ZIP 78390 rents

How much will Section 8 pay for a two-bedroom in ZIP 78390?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,421, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,279 to $1,563 a month; under the ZIP-level Small Area FMR of $1,440 it would be $1,296 to $1,584. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78390 in?

ZIP 78390 is in the Corpus Christi, TX HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,421.

How much did fair market rent change in ZIP 78390 for FY 2027?

The two-bedroom FMR rose 3.6%, from $1,390 in FY 2026 to $1,440 in FY 2027. Since FY 2023 it has risen 32.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTaft, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources