78619
ZIPSAFMR
Hays County, TX
BRFMR
Eff. Rent
0 BR$1,400$1,540
1 BR$1,490$1,640
2 BR$1,760$1,940
3 BR$2,240$2,460
4 BR$2,600$2,860
5 BR$2,990
6 BR$3,438
7 BR$3,954
8 BR$4,547

Purchase Price Calculator

Maximum purchase price
$226,367

Cost breakdown

+Likely effective rent$1,940
HUD FMR$1,760
Market rent$2,630
Est. payment standard (110%)Used$1,940
Estimated payment standard is $1,940 (110% of FMR).
-Principal and interest-$1,145
Loan amount$181,093
Down payment$45,273
Rate6.50%
Term30 years
-Operating costs-$595
Property taxes-$226
Insurance-$175
Utilities$0
HOA$0
Management-$194
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,094(68.7% ROI)
Projected value
$243,772
Current value$226,367
Return breakdown
Property appreciation+$17,405
Loan principal paid down+$6,488
Rental cash flow+$7,200
5-year hold
+$53,317(117.8% ROI)
Projected value
$256,113
Current value$226,367
Return breakdown
Property appreciation+$29,746
Loan principal paid down+$11,570
Rental cash flow+$12,000
10-year hold
+$114,971(253.9% ROI)
Projected value
$289,769
Current value$226,367
Return breakdown
Property appreciation+$63,402
Loan principal paid down+$27,569
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.53ratio
FMR$1,400
Market$2,620
vs market-$1,220

FMR is below market; voucher rent may lag private rents.

0.53
1 BR
1 BR
0.51ratio
FMR$1,490
Market$2,910
vs market-$1,420

FMR is below market; voucher rent may lag private rents.

0.51
2 BR
2 BR
0.67ratio
FMR$1,760
Market$2,630
vs market-$870

FMR is below market; voucher rent may lag private rents.

90% standard$1,584 / 0.60 ratio110% standard$1,936 / 0.74 ratio
0.67
3 BR
3 BR
0.74ratio
FMR$2,240
Market$3,010
vs market-$770

FMR is below market; voucher rent may lag private rents.

90% standard$2,016 / 0.67 ratio110% standard$2,464 / 0.82 ratio
0.74
4 BR
4 BR
0.73ratio
FMR$2,600
Market$3,580
vs market-$980

FMR is below market; voucher rent may lag private rents.

90% standard$2,340 / 0.65 ratio110% standard$2,860 / 0.80 ratio
0.73
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78619 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78619 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78619 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,760 and the 4 bedroom fair market rent is $2,600.

Use this page for searches like 78619 FMR, 78619 fair market rent, and 78619 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78619
Bedroom sizeHUD FMR
Studio$1,400
1 bedroom$1,490
2 bedroom$1,760
3 bedroom$2,240
4 bedroom$2,600