Skip to main content
Loading page
Comal County/Wimberley/78676

78676

ZIPSAFMR
Comal County, TX
Zillow

ZIP Investment Score

53Below average

095130300
BRFMR
Eff. Rent
0 BR$1,250$1,380
1 BR$1,320$1,450
2 BR$1,570$1,710
3 BR$1,980$2,180
4 BR$2,320$2,550
5 BR$2,668Not available
6 BR$3,068Not available
7 BR$3,528Not available
8 BR$4,058Not available

Purchase Price Calculator

Maximum purchase price
$192,189

Cost breakdown

+Likely effective rent$1,710
HUD FMR$1,570
Market rent$1,780
Est. payment standard (109%)Used$1,710
-Principal and interest-$972
Loan amount$153,751
Down payment$38,438
Rate6.50%
Term30 years
-Operating costs-$538
Property taxes-$192
Insurance-$175
Utilities$0
HOA$0
Management-$171
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,486(71.5% ROI)
Projected value
$206,966
Return breakdown
Property appreciation+$14,778
Loan principal paid down+$5,509
Rental cash flow+$7,200
5-year hold
+$47,078(122.5% ROI)
Projected value
$217,444
Return breakdown
Property appreciation+$25,255
Loan principal paid down+$9,823
Rental cash flow+$12,000
10-year hold
+$101,236(263.4% ROI)
Projected value
$246,018
Return breakdown
Property appreciation+$53,829
Loan principal paid down+$23,407
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.74
1 BR
0.80
2 BR
0.88
3 BR
0.75
4 BR
0.81
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 78676 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 78676 (Wimberley, TX) is $1,570 a month. That is up 0.6% from $1,560 in FY 2026. Wimberley is in the San Antonio-New Braunfels, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 16 ZIP codes in Comal County, 78676 has the 10th-highest two-bedroom rent (county range $1,190–$2,160). The median county two-bedroom FMR in Texas is $1,105, so ZIP 78676 is 42% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 78676
BedroomsFY 2027Change90–110% range
Studio$1,250+0.8%$1,125–$1,375
1BR$1,320+0.8%$1,188–$1,452
2BR$1,570+0.6%$1,413–$1,727
3BR$1,9800.0%$1,782–$2,178
4BR$2,3200.0%$2,088–$2,552

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 78676
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,250$1,320$1,570$1,980$2,320
FY 2026$1,240$1,310$1,560$1,980$2,320
FY 2025$1,290$1,380$1,630$2,080$2,410
FY 2024$1,360$1,460$1,720$2,210$2,540
FY 2023$1,200$1,330$1,560$2,000$2,320

Two-bedroom rent in nearby Comal County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 78676
78124$1,400−10.8%
78130$1,680+7.0%
78131$1,650+5.1%
78132$1,720+9.6%
78133$1,400−10.8%
78154$1,830+16.6%
78163$1,730+10.2%
78266$2,160+37.6%
78606$1,190−24.2%
78623$1,440−8.3%
78666$1,410−10.2%
78676Current$1,570—

Questions about ZIP 78676 rents

How much will Section 8 pay for a two-bedroom in ZIP 78676?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,570, that basic range is $1,413 to $1,727 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 78676 in?

ZIP 78676 is in the San Antonio-New Braunfels, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 78676 for FY 2027?

The two-bedroom FMR rose 0.6%, from $1,560 in FY 2026 to $1,570 in FY 2027. Since FY 2023 it has risen 0.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWimberley, TX fair market rentTX statewide rentsWhat is SAFMR?Data sources