78737
ZIPSAFMR
Travis County, TX
BRFMR
Eff. Rent
0 BR$1,970$1,310
1 BR$2,090$1,360
2 BR$2,480$2,380
3 BR$3,140$3,000
4 BR$3,700$3,060
5 BR$4,255
6 BR$4,893
7 BR$5,627
8 BR$6,471

Purchase Price Calculator

Maximum purchase price
$291,751

Cost breakdown

+Likely effective rent$2,380
HUD FMR$2,480
Market rentUsed$2,380
Est. payment standard (97%)$2,420
Market rent is below the inferred standard ($2,420, 97% of FMR).
-Principal and interest-$1,475
Loan amount$233,400
Down payment$58,350
Rate6.50%
Term30 years
-Operating costs-$705
Property taxes-$292
Insurance-$175
Utilities$0
HOA$0
Management-$238
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,995(65.1% ROI)
Projected value
$314,183
Current value$291,751
Return breakdown
Property appreciation+$22,433
Loan principal paid down+$8,362
Rental cash flow+$7,200
5-year hold
+$65,250(111.8% ROI)
Projected value
$330,089
Current value$291,751
Return breakdown
Property appreciation+$38,338
Loan principal paid down+$14,912
Rental cash flow+$12,000
10-year hold
+$141,247(242.1% ROI)
Projected value
$373,465
Current value$291,751
Return breakdown
Property appreciation+$81,715
Loan principal paid down+$35,533
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.50ratio
FMR$1,970
Market$1,310
vs market+$660

FMR is above market; underwrite to market rent.

90% standard$1,773 / 1.35 ratio110% standard$2,167 / 1.65 ratio
1.50
1 BR
1 BR
1.54ratio
FMR$2,090
Market$1,360
vs market+$730

FMR is above market; underwrite to market rent.

90% standard$1,881 / 1.38 ratio110% standard$2,299 / 1.69 ratio
1.54
2 BR
2 BR
1.04ratio
FMR$2,480
Market$2,380
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$2,232 / 0.94 ratio110% standard$2,728 / 1.15 ratio
1.04
3 BR
3 BR
1.05ratio
FMR$3,140
Market$3,000
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$2,826 / 0.94 ratio110% standard$3,454 / 1.15 ratio
1.05
4 BR
4 BR
1.21ratio
FMR$3,700
Market$3,060
vs market+$640

FMR is above market; underwrite to market rent.

90% standard$3,330 / 1.09 ratio110% standard$4,070 / 1.33 ratio
1.21
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78737 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78737 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78737 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,480 and the 4 bedroom fair market rent is $3,700.

Use this page for searches like 78737 FMR, 78737 fair market rent, and 78737 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78737
Bedroom sizeHUD FMR
Studio$1,970
1 bedroom$2,090
2 bedroom$2,480
3 bedroom$3,140
4 bedroom$3,700