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80110

ZIPSAFMR
Arapahoe County, CO

ZIP Investment Score

80Below average

095130300
BRFMR
Eff. Rent
0 BR$1,540$1,280
1 BR$1,610$1,730
2 BR$1,910$2,090
3 BR$2,510$2,640
4 BR$2,800$2,900
5 BR$3,220Not available
6 BR$3,703Not available
7 BR$4,258Not available
8 BR$4,897Not available

Purchase Price Calculator

Maximum purchase price
$248,657

Cost breakdown

+Likely effective rent$2,090
HUD FMR$1,910
Market rent$2,190
Est. payment standard (110%)Used$2,090
-Principal and interest-$1,257
Loan amount$198,925
Down payment$49,731
Rate6.50%
Term30 years
-Operating costs-$633
Property taxes-$249
Insurance-$175
Utilities$0
HOA$0
Management-$209
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,446(67.3% ROI)
Projected value
$267,776
Return breakdown
Property appreciation+$19,119
Loan principal paid down+$7,127
Rental cash flow+$7,200
5-year hold
+$57,385(115.4% ROI)
Projected value
$281,332
Return breakdown
Property appreciation+$32,676
Loan principal paid down+$12,709
Rental cash flow+$12,000
10-year hold
+$123,929(249.2% ROI)
Projected value
$318,302
Return breakdown
Property appreciation+$69,645
Loan principal paid down+$30,284
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.20
1 BR
0.90
2 BR
0.87
3 BR
0.93
4 BR
0.95
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 80110 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 80110 (Englewood, CO) is $1,910 a month. That is down 1.0% from $1,930 in FY 2026. Englewood is in the Denver-Aurora-Centennial, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,169. Among 35 ZIP codes in Arapahoe County, 80110 has the 32nd-highest two-bedroom rent (county range $1,890–$3,250). The median county two-bedroom FMR in Colorado is $1,375, so ZIP 80110 is 39% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 80110
BedroomsFY 2027Change90–110% range
Studio$1,540+4.1%$1,386–$1,694
1BR$1,610−0.6%$1,449–$1,771
2BR$1,910−1.0%$1,719–$2,101
3BR$2,510−0.4%$2,259–$2,761
4BR$2,800−0.7%$2,520–$3,080

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 80110
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,540$1,610$1,910$2,510$2,800
FY 2026$1,480$1,620$1,930$2,520$2,820
FY 2025$1,500$1,660$1,990$2,590$2,910
FY 2024$1,480$1,630$1,960$2,560$2,870
FY 2023$1,260$1,390$1,680$2,220$2,490

Two-bedroom rent in nearby Arapahoe County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 80110
80103$2,060+7.9%
80105$1,890−1.0%
80110Current$1,910—
80111$2,590+35.6%
80112$2,400+25.7%
80113$1,970+3.1%
80120$1,990+4.2%
80121$1,990+4.2%
80122$2,570+34.6%
80123$2,510+31.4%
80125$3,250+70.2%
80128$2,330+22.0%

Questions about ZIP 80110 rents

How much will Section 8 pay for a two-bedroom in ZIP 80110?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,169, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,952 to $2,386 a month; under the ZIP-level Small Area FMR of $1,910 it would be $1,719 to $2,101. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 80110 in?

ZIP 80110 is in the Denver-Aurora-Centennial, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,169.

How much did fair market rent change in ZIP 80110 for FY 2027?

The two-bedroom FMR fell 1.0%, from $1,930 in FY 2026 to $1,910 in FY 2027. Since FY 2023 it has risen 13.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set