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Cache County/Providence/84332

84332

ZIPSAFMR
Cache County, UT
Zillow

ZIP Investment Score

66Below average

095130300
BRFMR
Eff. Rent
0 BR$1,200$1,120
1 BR$1,210$1,140
2 BR$1,580$1,390
3 BR$2,190$1,810
4 BR$2,630$1,940
5 BR$3,024Not available
6 BR$3,478Not available
7 BR$4,000Not available
8 BR$4,600Not available

Purchase Price Calculator

Maximum purchase price
$144,637

Cost breakdown

+Likely effective rent$1,390
HUD FMR$1,580
Market rentUsed$1,390
Est. payment standard (92%)$1,460
-Principal and interest-$731
Loan amount$115,710
Down payment$28,927
Rate6.50%
Term30 years
-Operating costs-$459
Property taxes-$145
Insurance-$175
Utilities$0
HOA$0
Management-$139
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,467(77.7% ROI)
Projected value
$155,758
Return breakdown
Property appreciation+$11,121
Loan principal paid down+$4,146
Rental cash flow+$7,200
5-year hold
+$38,399(132.7% ROI)
Projected value
$163,643
Return breakdown
Property appreciation+$19,006
Loan principal paid down+$7,393
Rental cash flow+$12,000
10-year hold
+$82,126(283.9% ROI)
Projected value
$185,148
Return breakdown
Property appreciation+$40,511
Loan principal paid down+$17,615
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
1.06
2 BR
1.14
3 BR
1.21
4 BR
1.36
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 84332 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 84332 (Providence, UT) is $1,580 a month. That is up 1.9% from $1,550 in FY 2026. Providence is in the Logan, UT-ID MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,265. Among 20 ZIP codes in Cache County, 84332 has the highest two-bedroom rent (county range $1,120–$1,580). The median county two-bedroom FMR in Utah is $1,158, so ZIP 84332 is 36% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 84332
BedroomsFY 2027Change90–110% range
Studio$1,200+2.6%$1,080–$1,320
1BR$1,210+2.5%$1,089–$1,331
2BR$1,580+1.9%$1,422–$1,738
3BR$2,190+1.4%$1,971–$2,409
4BR$2,630+1.2%$2,367–$2,893

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 84332
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,200$1,210$1,580$2,190$2,630
FY 2026$1,170$1,180$1,550$2,160$2,600
FY 2025$1,180$1,190$1,510$2,120$2,540
FY 2024$1,000$1,050$1,320$1,860$2,240
FY 2023$790$940$1,170$1,660$1,990

Two-bedroom rent in nearby Cache County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 84332
84322$1,280−19.0%
84323$1,280−19.0%
84325$1,120−29.1%
84326$1,300−17.7%
84327$1,410−10.8%
84328$1,510−4.4%
84332Current$1,580—
84333$1,120−29.1%
84335$1,370−13.3%
84338$1,530−3.2%
84339$1,210−23.4%
84341$1,310−17.1%

Questions about ZIP 84332 rents

How much will Section 8 pay for a two-bedroom in ZIP 84332?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,265, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,139 to $1,392 a month; under the ZIP-level Small Area FMR of $1,580 it would be $1,422 to $1,738. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 84332 in?

ZIP 84332 is in the Logan, UT-ID MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,265.

How much did fair market rent change in ZIP 84332 for FY 2027?

The two-bedroom FMR rose 1.9%, from $1,550 in FY 2026 to $1,580 in FY 2027. Since FY 2023 it has risen 35.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentProvidence, UT fair market rentUT statewide rentsWhat is SAFMR?Data sources