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Weber County/Ogden/84401

84401

ZIPSAFMR
Weber County, UT
Zillow

ZIP Investment Score

60Below average

095130300
BRFMR
Eff. Rent
0 BR$1,190$930
1 BR$1,260$1,130
2 BR$1,600$1,430
3 BR$2,140$1,910
4 BR$2,560$2,110
5 BR$2,944Not available
6 BR$3,386Not available
7 BR$3,893Not available
8 BR$4,477Not available

Purchase Price Calculator

Maximum purchase price
$150,581

Cost breakdown

+Likely effective rent$1,430
HUD FMR$1,600
Market rentUsed$1,430
Est. payment standard (93%)$1,490
-Principal and interest-$761
Loan amount$120,465
Down payment$30,116
Rate6.50%
Term30 years
-Operating costs-$469
Property taxes-$151
Insurance-$175
Utilities$0
HOA$0
Management-$143
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,094(76.7% ROI)
Projected value
$162,159
Return breakdown
Property appreciation+$11,578
Loan principal paid down+$4,316
Rental cash flow+$7,200
5-year hold
+$39,484(131.1% ROI)
Projected value
$170,368
Return breakdown
Property appreciation+$19,788
Loan principal paid down+$7,697
Rental cash flow+$12,000
10-year hold
+$84,515(280.6% ROI)
Projected value
$192,756
Return breakdown
Property appreciation+$42,175
Loan principal paid down+$18,339
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.28
1 BR
1.12
2 BR
1.12
3 BR
1.12
4 BR
1.21
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 84401 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 84401 (Ogden, UT) is $1,600 a month. That is down 0.6% from $1,610 in FY 2026. Ogden is in the Ogden, UT MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,591. Among 15 ZIP codes in Weber County, 84401 has the 5th-highest two-bedroom rent (county range $1,460–$1,890). The median county two-bedroom FMR in Utah is $1,158, so ZIP 84401 is 38% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 84401
BedroomsFY 2027Change90–110% range
Studio$1,190−1.7%$1,071–$1,309
1BR$1,260−1.6%$1,134–$1,386
2BR$1,600−0.6%$1,440–$1,760
3BR$2,140−0.9%$1,926–$2,354
4BR$2,560−1.9%$2,304–$2,816

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 84401
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,190$1,260$1,600$2,140$2,560
FY 2026$1,210$1,280$1,610$2,160$2,610
FY 2025$1,070$1,150$1,420$1,900$2,310
FY 2024$940$1,030$1,250$1,700$2,060
FY 2023$860$940$1,150$1,580$1,920

Two-bedroom rent in nearby Weber County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 84401
84315$1,750+9.4%
84317$1,500−6.2%
84401Current$1,600—
84402$1,460−8.7%
84403$1,460−8.7%
84404$1,460−8.7%
84405$1,480−7.5%
84408$1,460−8.7%
84409$1,460−8.7%
84412$1,460−8.7%
84414$1,630+1.9%
84415$1,460−8.7%

Questions about ZIP 84401 rents

How much will Section 8 pay for a two-bedroom in ZIP 84401?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,591, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,432 to $1,750 a month; under the ZIP-level Small Area FMR of $1,600 it would be $1,440 to $1,760. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 84401 in?

ZIP 84401 is in the Ogden, UT MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,591.

How much did fair market rent change in ZIP 84401 for FY 2027?

The two-bedroom FMR fell 0.6%, from $1,610 in FY 2026 to $1,600 in FY 2027. Since FY 2023 it has risen 39.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentOgden, UT fair market rentUT statewide rentsWhat is SAFMR?Data sources