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84414

ZIPSAFMR
Weber County, UT

ZIP Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$1,210$1,260
1 BR$1,280$1,240
2 BR$1,630$1,610
3 BR$2,180$2,140
4 BR$2,610$2,310
5 BR$3,001Not available
6 BR$3,452Not available
7 BR$3,969Not available
8 BR$4,565Not available

Purchase Price Calculator

Maximum purchase price
$177,329

Cost breakdown

+Likely effective rent$1,610
HUD FMR$1,630
Market rentUsed$1,610
Est. payment standard (99%)$1,620
-Principal and interest-$897
Loan amount$141,863
Down payment$35,466
Rate6.50%
Term30 years
-Operating costs-$513
Property taxes-$177
Insurance-$175
Utilities$0
HOA$0
Management-$161
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,918(73.1% ROI)
Projected value
$190,964
Return breakdown
Property appreciation+$13,635
Loan principal paid down+$5,083
Rental cash flow+$7,200
5-year hold
+$44,366(125.1% ROI)
Projected value
$200,631
Return breakdown
Property appreciation+$23,302
Loan principal paid down+$9,064
Rental cash flow+$12,000
10-year hold
+$95,264(268.6% ROI)
Projected value
$226,996
Return breakdown
Property appreciation+$49,667
Loan principal paid down+$21,597
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.94
1 BR
1.03
2 BR
1.01
3 BR
1.02
4 BR
1.13
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 84414 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 84414 (Ogden, UT) is $1,630 a month. That is unchanged from FY 2026. Ogden is in the Ogden, UT MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,591. Among 15 ZIP codes in Weber County, 84414 has the 4th-highest two-bedroom rent (county range $1,460–$1,890). The median county two-bedroom FMR in Utah is $1,158, so ZIP 84414 is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 84414
BedroomsFY 2027Change90–110% range
Studio$1,210−0.8%$1,089–$1,331
1BR$1,280−0.8%$1,152–$1,408
2BR$1,6300.0%$1,467–$1,793
3BR$2,1800.0%$1,962–$2,398
4BR$2,610−1.1%$2,349–$2,871

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 84414
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,210$1,280$1,630$2,180$2,610
FY 2026$1,220$1,290$1,630$2,180$2,640
FY 2025$1,150$1,230$1,520$2,040$2,470
FY 2024$1,000$1,090$1,330$1,800$2,200
FY 2023$980$1,060$1,300$1,790$2,170

Two-bedroom rent in nearby Weber County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 84414
84315$1,750+7.4%
84317$1,500−8.0%
84401$1,600−1.8%
84402$1,460−10.4%
84403$1,460−10.4%
84404$1,460−10.4%
84405$1,480−9.2%
84408$1,460−10.4%
84409$1,460−10.4%
84412$1,460−10.4%
84414Current$1,630—
84415$1,460−10.4%

Questions about ZIP 84414 rents

How much will Section 8 pay for a two-bedroom in ZIP 84414?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,591, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,432 to $1,750 a month; under the ZIP-level Small Area FMR of $1,630 it would be $1,467 to $1,793. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 84414 in?

ZIP 84414 is in the Ogden, UT MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,591.

How much did fair market rent change in ZIP 84414 for FY 2027?

The two-bedroom FMR was unchanged at $1,630 in FY 2027. Since FY 2023 it has risen 25.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set