85350
ZIPSAFMR
Yuma County, AZ
BRFMR
Eff. Rent
0 BR$1,050$1,160
1 BR$1,060$1,170
2 BR$1,390$1,420
3 BR$1,900$1,580
4 BR$2,330$1,730
5 BR$2,680
6 BR$3,081
7 BR$3,544
8 BR$4,075

Purchase Price Calculator

Maximum purchase price
$149,095

Cost breakdown

+Likely effective rent$1,420
HUD FMR$1,390
Market rent$1,430
Est. payment standard (102%)Used$1,420
Estimated payment standard is $1,420 (102% of FMR).
-Principal and interest-$754
Loan amount$119,276
Down payment$29,819
Rate6.50%
Term30 years
-Operating costs-$466
Property taxes-$149
Insurance-$175
Utilities$0
HOA$0
Management-$142
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,937(76.9% ROI)
Projected value
$160,559
Current value$149,095
Return breakdown
Property appreciation+$11,464
Loan principal paid down+$4,273
Rental cash flow+$7,200
5-year hold
+$39,213(131.5% ROI)
Projected value
$168,687
Current value$149,095
Return breakdown
Property appreciation+$19,592
Loan principal paid down+$7,621
Rental cash flow+$12,000
10-year hold
+$83,918(281.4% ROI)
Projected value
$190,854
Current value$149,095
Return breakdown
Property appreciation+$41,759
Loan principal paid down+$18,158
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.78ratio
FMR$1,050
Market$1,350
vs market-$300

FMR is below market; voucher rent may lag private rents.

90% standard$945 / 0.70 ratio110% standard$1,155 / 0.86 ratio
0.78
1 BR
1 BR
0.78ratio
FMR$1,060
Market$1,360
vs market-$300

FMR is below market; voucher rent may lag private rents.

90% standard$954 / 0.70 ratio110% standard$1,166 / 0.86 ratio
0.78
2 BR
2 BR
0.97ratio
FMR$1,390
Market$1,430
vs market-$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,251 / 0.87 ratio110% standard$1,529 / 1.07 ratio
0.97
3 BR
3 BR
1.20ratio
FMR$1,900
Market$1,580
vs market+$320

FMR is above market; underwrite to market rent.

90% standard$1,710 / 1.08 ratio110% standard$2,090 / 1.32 ratio
1.20
4 BR
4 BR
1.35ratio
FMR$2,330
Market$1,730
vs market+$600

FMR is above market; underwrite to market rent.

90% standard$2,097 / 1.21 ratio110% standard$2,563 / 1.48 ratio
1.35
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 85350 (AZ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

85350 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 85350 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,390 and the 4 bedroom fair market rent is $2,330.

Use this page for searches like 85350 FMR, 85350 fair market rent, and 85350 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 85350
Bedroom sizeHUD FMR
Studio$1,050
1 bedroom$1,060
2 bedroom$1,390
3 bedroom$1,900
4 bedroom$2,330