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Yavapai County/Camp Verde/86322

86322

ZIPSAFMR
Yavapai County, AZ
Zillow

ZIP Investment Score

56Below average

095130300
BRFMR
Eff. Rent
0 BR$1,020$1,120
1 BR$1,180$1,300
2 BR$1,480$1,610
3 BR$2,050$1,730
4 BR$2,250$1,790
5 BR$2,588Not available
6 BR$2,976Not available
7 BR$3,422Not available
8 BR$3,935Not available

Purchase Price Calculator

Maximum purchase price
$177,329

Cost breakdown

+Likely effective rent$1,610
HUD FMR$1,480
Market rent$1,680
Est. payment standard (109%)Used$1,610
-Principal and interest-$897
Loan amount$141,863
Down payment$35,466
Rate6.50%
Term30 years
-Operating costs-$513
Property taxes-$177
Insurance-$175
Utilities$0
HOA$0
Management-$161
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,918(73.1% ROI)
Projected value
$190,964
Return breakdown
Property appreciation+$13,635
Loan principal paid down+$5,083
Rental cash flow+$7,200
5-year hold
+$44,366(125.1% ROI)
Projected value
$200,631
Return breakdown
Property appreciation+$23,302
Loan principal paid down+$9,064
Rental cash flow+$12,000
10-year hold
+$95,264(268.6% ROI)
Projected value
$226,996
Return breakdown
Property appreciation+$49,667
Loan principal paid down+$21,597
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.68
1 BR
0.80
2 BR
0.88
3 BR
1.18
4 BR
1.26
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 86322 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 86322 (Camp Verde, AZ) is $1,480 a month. That is up 2.1% from $1,450 in FY 2026. Camp Verde is in the Prescott Valley-Prescott, AZ MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,550. Among 33 ZIP codes in Yavapai County, 86322 is tied for the 18th-highest two-bedroom rent (county range $1,480–$2,330). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 86322 is 19% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 86322
BedroomsFY 2027Change90–110% range
Studio$1,020+2.0%$918–$1,122
1BR$1,180+0.9%$1,062–$1,298
2BR$1,480+2.1%$1,332–$1,628
3BR$2,050+2.5%$1,845–$2,255
4BR$2,250−2.2%$2,025–$2,475

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 86322
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,020$1,180$1,480$2,050$2,250
FY 2026$1,000$1,170$1,450$2,000$2,300
FY 2025$870$1,030$1,270$1,750$2,050
FY 2024$780$940$1,160$1,600$1,850
FY 2023$700$850$1,040$1,440$1,660

Two-bedroom rent in nearby Yavapai County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 86322
86313$1,800+21.6%
86314$1,690+14.2%
86315$2,330+57.4%
86320$1,730+16.9%
86321$1,4800.0%
86322Current$1,480—
86323$1,4800.0%
86324$1,4800.0%
86325$1,770+19.6%
86326$1,4800.0%
86327$1,700+14.9%
86329$1,4800.0%

Questions about ZIP 86322 rents

How much will Section 8 pay for a two-bedroom in ZIP 86322?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,550, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,395 to $1,705 a month; under the ZIP-level Small Area FMR of $1,480 it would be $1,332 to $1,628. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 86322 in?

ZIP 86322 is in the Prescott Valley-Prescott, AZ MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,550.

How much did fair market rent change in ZIP 86322 for FY 2027?

The two-bedroom FMR rose 2.1%, from $1,450 in FY 2026 to $1,480 in FY 2027. Since FY 2023 it has risen 42.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCamp Verde, AZ fair market rentAZ statewide rentsWhat is SAFMR?Data sources