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86301

ZIPSAFMR
Yavapai County, AZ

ZIP Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$1,250$1,380
1 BR$1,440$1,480
2 BR$1,800$1,770
3 BR$2,490$2,360
4 BR$2,640$2,710
5 BR$3,036Not available
6 BR$3,491Not available
7 BR$4,015Not available
8 BR$4,617Not available

Purchase Price Calculator

Maximum purchase price
$201,105

Cost breakdown

+Likely effective rent$1,770
HUD FMR$1,800
Market rentUsed$1,770
Est. payment standard (99%)$1,780
-Principal and interest-$1,017
Loan amount$160,884
Down payment$40,221
Rate6.50%
Term30 years
-Operating costs-$553
Property taxes-$201
Insurance-$175
Utilities$0
HOA$0
Management-$177
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,427(70.7% ROI)
Projected value
$216,568
Return breakdown
Property appreciation+$15,463
Loan principal paid down+$5,764
Rental cash flow+$7,200
5-year hold
+$48,706(121.1% ROI)
Projected value
$227,532
Return breakdown
Property appreciation+$26,427
Loan principal paid down+$10,279
Rental cash flow+$12,000
10-year hold
+$104,819(260.6% ROI)
Projected value
$257,431
Return breakdown
Property appreciation+$56,326
Loan principal paid down+$24,493
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.85
1 BR
0.96
2 BR
1.02
3 BR
1.06
4 BR
0.96
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 86301 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 86301 (Prescott, AZ) is $1,800 a month. That is down 6.3% from $1,920 in FY 2026. Prescott is in the Prescott Valley-Prescott, AZ MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,550. Among 33 ZIP codes in Yavapai County, 86301 is tied for the 3rd-highest two-bedroom rent (county range $1,480–$2,330). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 86301 is 45% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 86301
BedroomsFY 2027Change90–110% range
Studio$1,250−5.3%$1,125–$1,375
1BR$1,440−5.9%$1,296–$1,584
2BR$1,800−6.2%$1,620–$1,980
3BR$2,490−6.7%$2,241–$2,739
4BR$2,640−9.9%$2,376–$2,904

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 86301
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,250$1,440$1,800$2,490$2,640
FY 2026$1,320$1,530$1,920$2,670$2,930
FY 2025$1,280$1,500$1,860$2,570$2,950
FY 2024$1,070$1,280$1,580$2,190$2,560
FY 2023$940$1,150$1,410$1,950$2,250

Two-bedroom rent in nearby Yavapai County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 86301
86301Current$1,800—
86302$1,550−13.9%
86303$1,480−17.8%
86304$1,550−13.9%
86305$1,480−17.8%
86312$1,550−13.9%
86313$1,8000.0%
86314$1,690−6.1%
86315$2,330+29.4%
86320$1,730−3.9%
86321$1,480−17.8%
86322$1,480−17.8%

Questions about ZIP 86301 rents

How much will Section 8 pay for a two-bedroom in ZIP 86301?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,550, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,395 to $1,705 a month; under the ZIP-level Small Area FMR of $1,800 it would be $1,620 to $1,980. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 86301 in?

ZIP 86301 is in the Prescott Valley-Prescott, AZ MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,550.

How much did fair market rent change in ZIP 86301 for FY 2027?

The two-bedroom FMR fell 6.3%, from $1,920 in FY 2026 to $1,800 in FY 2027. Since FY 2023 it has risen 27.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set