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85362

ZIPSAFMR
Yavapai County, AZ

ZIP Investment Score

75Below average

095130300
BRFMR
Eff. Rent
0 BR$1,080$1,080
1 BR$1,240$1,240
2 BR$1,550$1,550
3 BR$2,150$2,150
4 BR$2,260$2,260
5 BR$2,599Not available
6 BR$2,989Not available
7 BR$3,437Not available
8 BR$3,953Not available

Purchase Price Calculator

Maximum purchase price
$168,413

Cost breakdown

+Likely effective rent$1,550
HUD FMRUsed$1,550
Market rentN/A
Est. payment standardN/A
-Principal and interest-$852
Loan amount$134,730
Down payment$33,683
Rate6.50%
Term30 years
-Operating costs-$498
Property taxes-$168
Insurance-$175
Utilities$0
HOA$0
Management-$155
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,976(74.2% ROI)
Projected value
$181,362
Return breakdown
Property appreciation+$12,949
Loan principal paid down+$4,827
Rental cash flow+$7,200
5-year hold
+$42,739(126.9% ROI)
Projected value
$190,544
Return breakdown
Property appreciation+$22,131
Loan principal paid down+$8,608
Rental cash flow+$12,000
10-year hold
+$91,681(272.2% ROI)
Projected value
$215,583
Return breakdown
Property appreciation+$47,170
Loan principal paid down+$20,511
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 85362 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 85362 (Yarnell, AZ) is $1,550 a month. That is down 5.5% from $1,640 in FY 2026. Yarnell is in the Prescott Valley-Prescott, AZ MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,550. Among 33 ZIP codes in Yavapai County, 85362 is tied for the 12th-highest two-bedroom rent (county range $1,480–$2,330). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 85362 is 25% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 85362
BedroomsFY 2027Change90–110% range
Studio$1,080−4.4%$972–$1,188
1BR$1,240−5.3%$1,116–$1,364
2BR$1,550−5.5%$1,395–$1,705
3BR$2,150−5.7%$1,935–$2,365
4BR$2,260−9.6%$2,034–$2,486

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 85362
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,080$1,240$1,550$2,150$2,260
FY 2026$1,130$1,310$1,640$2,280$2,500
FY 2025$860$1,030$1,270$1,750$2,050
FY 2024$780$940$1,160$1,600$1,860
FY 2023$720$870$1,070$1,480$1,710

Two-bedroom rent in nearby Yavapai County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 85362
85324$1,480−4.5%
85332$1,480−4.5%
85362Current$1,550—
86301$1,800+16.1%
86302$1,5500.0%
86303$1,480−4.5%
86304$1,5500.0%
86305$1,480−4.5%
86312$1,5500.0%
86313$1,800+16.1%
86314$1,690+9.0%
86315$2,330+50.3%

Questions about ZIP 85362 rents

How much will Section 8 pay for a two-bedroom in ZIP 85362?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,550, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,395 to $1,705 a month; under the ZIP-level Small Area FMR of $1,550 it would be $1,395 to $1,705. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 85362 in?

ZIP 85362 is in the Prescott Valley-Prescott, AZ MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,550.

How much did fair market rent change in ZIP 85362 for FY 2027?

The two-bedroom FMR fell 5.5%, from $1,640 in FY 2026 to $1,550 in FY 2027. Since FY 2023 it has risen 44.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set