Skip to main content
Loading page
Yavapai County/Prescott Valley/86314

86314

ZIPSAFMR
Yavapai County, AZ
Zillow

ZIP Investment Score

70Below average

095130300
BRFMR
Eff. Rent
0 BR$1,180$1,200
1 BR$1,350$1,290
2 BR$1,690$1,590
3 BR$2,340$2,090
4 BR$2,470$2,330
5 BR$2,841Not available
6 BR$3,267Not available
7 BR$3,757Not available
8 BR$4,320Not available

Purchase Price Calculator

Maximum purchase price
$174,357

Cost breakdown

+Likely effective rent$1,590
HUD FMR$1,690
Market rentUsed$1,590
Est. payment standard (96%)$1,630
-Principal and interest-$882
Loan amount$139,485
Down payment$34,871
Rate6.50%
Term30 years
-Operating costs-$508
Property taxes-$174
Insurance-$175
Utilities$0
HOA$0
Management-$159
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,604(73.4% ROI)
Projected value
$187,763
Return breakdown
Property appreciation+$13,406
Loan principal paid down+$4,997
Rental cash flow+$7,200
5-year hold
+$43,824(125.7% ROI)
Projected value
$197,269
Return breakdown
Property appreciation+$22,912
Loan principal paid down+$8,912
Rental cash flow+$12,000
10-year hold
+$94,070(269.8% ROI)
Projected value
$223,192
Return breakdown
Property appreciation+$48,835
Loan principal paid down+$21,235
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.98
1 BR
1.05
2 BR
1.06
3 BR
1.12
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 86314 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 86314 (Prescott Valley, AZ) is $1,690 a month. That is down 4.0% from $1,760 in FY 2026. Prescott Valley is in the Prescott Valley-Prescott, AZ MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,550. Among 33 ZIP codes in Yavapai County, 86314 has the 10th-highest two-bedroom rent (county range $1,480–$2,330). The median county two-bedroom FMR in Arizona is $1,244, so ZIP 86314 is 36% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 86314
BedroomsFY 2027Change90–110% range
Studio$1,180−2.5%$1,062–$1,298
1BR$1,350−4.3%$1,215–$1,485
2BR$1,690−4.0%$1,521–$1,859
3BR$2,340−4.5%$2,106–$2,574
4BR$2,470−7.8%$2,223–$2,717

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 86314
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,180$1,350$1,690$2,340$2,470
FY 2026$1,210$1,410$1,760$2,450$2,680
FY 2025$1,160$1,360$1,690$2,330$2,680
FY 2024$890$1,070$1,320$1,830$2,140
FY 2023$820$1,000$1,230$1,700$1,960

Two-bedroom rent in nearby Yavapai County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 86314
86303$1,480−12.4%
86304$1,550−8.3%
86305$1,480−12.4%
86312$1,550−8.3%
86313$1,800+6.5%
86314Current$1,690—
86315$2,330+37.9%
86320$1,730+2.4%
86321$1,480−12.4%
86322$1,480−12.4%
86323$1,480−12.4%
86324$1,480−12.4%

Questions about ZIP 86314 rents

How much will Section 8 pay for a two-bedroom in ZIP 86314?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,550, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,395 to $1,705 a month; under the ZIP-level Small Area FMR of $1,690 it would be $1,521 to $1,859. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 86314 in?

ZIP 86314 is in the Prescott Valley-Prescott, AZ MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,550.

How much did fair market rent change in ZIP 86314 for FY 2027?

The two-bedroom FMR fell 4.0%, from $1,760 in FY 2026 to $1,690 in FY 2027. Since FY 2023 it has risen 37.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPrescott Valley, AZ fair market rentAZ statewide rentsWhat is SAFMR?Data sources