94027
ZIPSAFMR
San Mateo County, CA
BRFMR
Eff. Rent
0 BR$2,810$2,640
1 BR$3,370$3,340
2 BR$4,080$4,410
3 BR$5,220$5,740
4 BR$5,400$5,940
5 BR$6,210
6 BR$7,141
7 BR$8,213
8 BR$9,445

Purchase Price Calculator

Maximum purchase price
$593,408

Cost breakdown

+Likely effective rent$4,410
HUD FMR$4,080
Market rent$4,590
Est. payment standard (108%)Used$4,410
Estimated payment standard is $4,410 (108% of FMR).
-Principal and interest-$3,001
Loan amount$474,726
Down payment$118,682
Rate6.50%
Term30 years
-Operating costs-$1,209
Property taxes-$593
Insurance-$175
Utilities$0
HOA$0
Management-$441
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$69,836(58.8% ROI)
Projected value
$639,035
Current value$593,408
Return breakdown
Property appreciation+$45,627
Loan principal paid down+$17,008
Rental cash flow+$7,200
5-year hold
+$120,309(101.4% ROI)
Projected value
$671,386
Current value$593,408
Return breakdown
Property appreciation+$77,979
Loan principal paid down+$30,330
Rental cash flow+$12,000
10-year hold
+$262,476(221.2% ROI)
Projected value
$759,612
Current value$593,408
Return breakdown
Property appreciation+$166,204
Loan principal paid down+$72,272
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.06ratio
FMR$2,810
Market$2,640
vs market+$170

FMR is near market; voucher and private rents are aligned.

90% standard$2,529 / 0.96 ratio110% standard$3,091 / 1.17 ratio
1.06
1 BR
1 BR
1.01ratio
FMR$3,370
Market$3,340
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$3,033 / 0.91 ratio110% standard$3,707 / 1.11 ratio
1.01
2 BR
2 BR
0.89ratio
FMR$4,080
Market$4,590
vs market-$510

FMR is below market; voucher rent may lag private rents.

90% standard$3,672 / 0.80 ratio110% standard$4,488 / 0.98 ratio
0.89
3 BR
3 BR
0.74ratio
FMR$5,220
Market$7,080
vs market-$1,860

FMR is below market; voucher rent may lag private rents.

90% standard$4,698 / 0.66 ratio110% standard$5,742 / 0.81 ratio
0.74
4 BR
4 BR
0.47ratio
FMR$5,400
Market$11,530
vs market-$6,130

FMR is below market; voucher rent may lag private rents.

0.47
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94027 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94027 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94027 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,080 and the 4 bedroom fair market rent is $5,400.

Use this page for searches like 94027 FMR, 94027 fair market rent, and 94027 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94027
Bedroom sizeHUD FMR
Studio$2,810
1 bedroom$3,370
2 bedroom$4,080
3 bedroom$5,220
4 bedroom$5,400