94080
ZIPSAFMR
San Mateo County, CA
BRFMR
Eff. Rent
0 BR$2,430$2,470
1 BR$2,920$2,880
2 BR$3,530$3,580
3 BR$4,510$4,530
4 BR$4,670$4,960
5 BR$5,371
6 BR$6,176
7 BR$7,102
8 BR$8,168

Purchase Price Calculator

Maximum purchase price
$470,070

Cost breakdown

+Likely effective rent$3,580
HUD FMR$3,530
Market rent$3,610
Est. payment standard (101%)Used$3,580
Estimated payment standard is $3,580 (101% of FMR).
-Principal and interest-$2,377
Loan amount$376,056
Down payment$94,014
Rate6.50%
Term30 years
-Operating costs-$1,003
Property taxes-$470
Insurance-$175
Utilities$0
HOA$0
Management-$358
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$56,817(60.4% ROI)
Projected value
$506,214
Current value$470,070
Return breakdown
Property appreciation+$36,144
Loan principal paid down+$13,473
Rental cash flow+$7,200
5-year hold
+$97,797(104.0% ROI)
Projected value
$531,841
Current value$470,070
Return breakdown
Property appreciation+$61,771
Loan principal paid down+$24,026
Rental cash flow+$12,000
10-year hold
+$212,910(226.5% ROI)
Projected value
$601,729
Current value$470,070
Return breakdown
Property appreciation+$131,659
Loan principal paid down+$57,250
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.98ratio
FMR$2,430
Market$2,490
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,187 / 0.88 ratio110% standard$2,673 / 1.07 ratio
0.98
1 BR
1 BR
1.01ratio
FMR$2,920
Market$2,880
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$2,628 / 0.91 ratio110% standard$3,212 / 1.12 ratio
1.01
2 BR
2 BR
0.98ratio
FMR$3,530
Market$3,610
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$3,177 / 0.88 ratio110% standard$3,883 / 1.08 ratio
0.98
3 BR
3 BR
0.99ratio
FMR$4,510
Market$4,540
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$4,059 / 0.89 ratio110% standard$4,961 / 1.09 ratio
0.99
4 BR
4 BR
0.91ratio
FMR$4,670
Market$5,120
vs market-$450

FMR is near market; voucher and private rents are aligned.

90% standard$4,203 / 0.82 ratio110% standard$5,137 / 1.00 ratio
0.91
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94080 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94080 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94080 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,530 and the 4 bedroom fair market rent is $4,670.

Use this page for searches like 94080 FMR, 94080 fair market rent, and 94080 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94080
Bedroom sizeHUD FMR
Studio$2,430
1 bedroom$2,920
2 bedroom$3,530
3 bedroom$4,510
4 bedroom$4,670