94025
ZIPSAFMR
San Mateo County, CA
BRFMR
Eff. Rent
0 BR$2,900$2,900
1 BR$3,480$3,420
2 BR$4,210$4,630
3 BR$5,380$5,920
4 BR$5,570$6,130
5 BR$6,405
6 BR$7,366
7 BR$8,471
8 BR$9,742

Purchase Price Calculator

Maximum purchase price
$626,100

Cost breakdown

+Likely effective rent$4,630
HUD FMR$4,210
Market rent$5,030
Est. payment standard (110%)Used$4,630
Estimated payment standard is $4,630 (110% of FMR).
-Principal and interest-$3,166
Loan amount$500,880
Down payment$125,220
Rate6.50%
Term30 years
-Operating costs-$1,264
Property taxes-$626
Insurance-$175
Utilities$0
HOA$0
Management-$463
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$73,286(58.5% ROI)
Projected value
$674,241
Current value$626,100
Return breakdown
Property appreciation+$48,141
Loan principal paid down+$17,945
Rental cash flow+$7,200
5-year hold
+$126,276(100.8% ROI)
Projected value
$708,374
Current value$626,100
Return breakdown
Property appreciation+$82,275
Loan principal paid down+$32,001
Rental cash flow+$12,000
10-year hold
+$275,614(220.1% ROI)
Projected value
$801,460
Current value$626,100
Return breakdown
Property appreciation+$175,361
Loan principal paid down+$76,253
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

1 BR
1 BR
1.02ratio
FMR$3,480
Market$3,420
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$3,132 / 0.92 ratio110% standard$3,828 / 1.12 ratio
1.02
2 BR
2 BR
0.84ratio
FMR$4,210
Market$5,030
vs market-$820

FMR is below market; voucher rent may lag private rents.

90% standard$3,789 / 0.75 ratio110% standard$4,631 / 0.92 ratio
0.84
3 BR
3 BR
0.73ratio
FMR$5,380
Market$7,400
vs market-$2,020

FMR is below market; voucher rent may lag private rents.

90% standard$4,842 / 0.65 ratio110% standard$5,918 / 0.80 ratio
0.73
4 BR
4 BR
0.49ratio
FMR$5,570
Market$11,300
vs market-$5,730

FMR is below market; voucher rent may lag private rents.

0.49
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94025 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94025 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94025 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,210 and the 4 bedroom fair market rent is $5,570.

Use this page for searches like 94025 FMR, 94025 fair market rent, and 94025 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94025
Bedroom sizeHUD FMR
Studio$2,900
1 bedroom$3,480
2 bedroom$4,210
3 bedroom$5,380
4 bedroom$5,570