94575
ZIPSAFMR
Contra Costa County, CA
BRFMR
Eff. Rent
0 BR$2,610$2,610
1 BR$2,910$2,690
2 BR$3,550$3,480
3 BR$4,540$4,980
4 BR$5,380$5,800
5 BR$6,187
6 BR$7,115
7 BR$8,182
8 BR$9,410

Purchase Price Calculator

Maximum purchase price
$455,210

Cost breakdown

+Likely effective rent$3,480
HUD FMR$3,550
Market rentUsed$3,480
Est. payment standard (99%)$3,500
Market rent is below the inferred standard ($3,500, 99% of FMR).
-Principal and interest-$2,302
Loan amount$364,168
Down payment$91,042
Rate6.50%
Term30 years
-Operating costs-$978
Property taxes-$455
Insurance-$175
Utilities$0
HOA$0
Management-$348
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$55,249(60.7% ROI)
Projected value
$490,211
Current value$455,210
Return breakdown
Property appreciation+$35,001
Loan principal paid down+$13,047
Rental cash flow+$7,200
5-year hold
+$95,085(104.4% ROI)
Projected value
$515,028
Current value$455,210
Return breakdown
Property appreciation+$59,818
Loan principal paid down+$23,267
Rental cash flow+$12,000
10-year hold
+$206,938(227.3% ROI)
Projected value
$582,707
Current value$455,210
Return breakdown
Property appreciation+$127,497
Loan principal paid down+$55,440
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

1 BR
1 BR
1.08ratio
FMR$2,910
Market$2,690
vs market+$220

FMR is near market; voucher and private rents are aligned.

90% standard$2,619 / 0.97 ratio110% standard$3,201 / 1.19 ratio
1.08
2 BR
2 BR
1.02ratio
FMR$3,550
Market$3,480
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$3,195 / 0.92 ratio110% standard$3,905 / 1.12 ratio
1.02
3 BR
3 BR
0.87ratio
FMR$4,540
Market$5,210
vs market-$670

FMR is below market; voucher rent may lag private rents.

90% standard$4,086 / 0.78 ratio110% standard$4,994 / 0.96 ratio
0.87
4 BR
4 BR
0.89ratio
FMR$5,380
Market$6,020
vs market-$640

FMR is below market; voucher rent may lag private rents.

90% standard$4,842 / 0.80 ratio110% standard$5,918 / 0.98 ratio
0.89
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94575 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94575 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94575 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,550 and the 4 bedroom fair market rent is $5,380.

Use this page for searches like 94575 FMR, 94575 fair market rent, and 94575 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94575
Bedroom sizeHUD FMR
Studio$2,610
1 bedroom$2,910
2 bedroom$3,550
3 bedroom$4,540
4 bedroom$5,380