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Contra Costa County/San Ramon/94583

94583

ZIPSAFMR
Contra Costa County, CA
Zillow

ZIP Investment Score

40Below average

095130300
BRFMR
Eff. Rent
0 BR$2,640$2,640
1 BR$2,900$2,350
2 BR$3,550$3,010
3 BR$4,550$4,250
4 BR$5,380$4,600
5 BR$6,187Not available
6 BR$7,115Not available
7 BR$8,182Not available
8 BR$9,410Not available

Purchase Price Calculator

Maximum purchase price
$385,368

Cost breakdown

+Likely effective rent$3,010
HUD FMR$3,550
Market rentUsed$3,010
Est. payment standard (90%)$3,200
-Principal and interest-$1,949
Loan amount$308,295
Down payment$77,074
Rate6.50%
Term30 years
-Operating costs-$861
Property taxes-$385
Insurance-$175
Utilities$0
HOA$0
Management-$301
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,877(62.1% ROI)
Projected value
$414,999
Return breakdown
Property appreciation+$29,631
Loan principal paid down+$11,045
Rental cash flow+$7,200
5-year hold
+$82,338(106.8% ROI)
Projected value
$436,009
Return breakdown
Property appreciation+$50,641
Loan principal paid down+$19,697
Rental cash flow+$12,000
10-year hold
+$178,870(232.1% ROI)
Projected value
$493,304
Return breakdown
Property appreciation+$107,936
Loan principal paid down+$46,934
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

1 BR
1.23
2 BR
1.18
3 BR
1.07
4 BR
1.17
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 94583 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 94583 (San Ramon, CA) is $3,550 a month. That is down 4.1% from $3,700 in FY 2026. San Ramon is in the Oakland-Fremont, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,805. Among 49 ZIP codes in Contra Costa County, 94583 has the 5th-highest two-bedroom rent (county range $2,630–$3,650). The median county two-bedroom FMR in California is $1,725, so ZIP 94583 is 106% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 94583
BedroomsFY 2027Change90–110% range
Studio$2,640−2.9%$2,376–$2,904
1BR$2,900−4.3%$2,610–$3,190
2BR$3,550−4.1%$3,195–$3,905
3BR$4,550−3.8%$4,095–$5,005
4BR$5,380−4.1%$4,842–$5,918

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 94583
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,640$2,900$3,550$4,550$5,380
FY 2026$2,720$3,030$3,700$4,730$5,610
FY 2025$2,460$2,800$3,410$4,360$5,180
FY 2024$2,350$2,740$3,330$4,300$5,080
FY 2023$2,150$2,550$3,120$4,080$4,810

Two-bedroom rent in nearby Contra Costa County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 94583
94564$3,080−13.2%
94565$2,630−25.9%
94569$2,720−23.4%
94570$2,790−21.4%
94572$2,630−25.9%
94575$3,480−2.0%
94582$3,430−3.4%
94583Current$3,550—
94595$2,820−20.6%
94596$3,250−8.5%
94597$3,140−11.5%
94598$3,630+2.3%

Questions about ZIP 94583 rents

How much will Section 8 pay for a two-bedroom in ZIP 94583?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,805, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,525 to $3,086 a month; under the ZIP-level Small Area FMR of $3,550 it would be $3,195 to $3,905. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 94583 in?

ZIP 94583 is in the Oakland-Fremont, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,805.

How much did fair market rent change in ZIP 94583 for FY 2027?

The two-bedroom FMR fell 4.1%, from $3,700 in FY 2026 to $3,550 in FY 2027. Since FY 2023 it has risen 13.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSan Ramon, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources