94583
ZIPSAFMR
Contra Costa County, CA
BRFMR
Eff. Rent
0 BR$2,720$2,720
1 BR$3,030$2,350
2 BR$3,700$3,010
3 BR$4,730$4,250
4 BR$5,610$4,600
5 BR$6,451
6 BR$7,419
7 BR$8,532
8 BR$9,812

Purchase Price Calculator

Maximum purchase price
$385,368

Cost breakdown

+Likely effective rent$3,010
HUD FMR$3,700
Market rentUsed$3,010
Est. payment standard (90%)$3,330
Market rent is below the inferred standard ($3,330, 90% of FMR).
-Principal and interest-$1,949
Loan amount$308,295
Down payment$77,074
Rate6.50%
Term30 years
-Operating costs-$861
Property taxes-$385
Insurance-$175
Utilities$0
HOA$0
Management-$301
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,877(62.1% ROI)
Projected value
$414,999
Current value$385,368
Return breakdown
Property appreciation+$29,631
Loan principal paid down+$11,045
Rental cash flow+$7,200
5-year hold
+$82,338(106.8% ROI)
Projected value
$436,009
Current value$385,368
Return breakdown
Property appreciation+$50,641
Loan principal paid down+$19,697
Rental cash flow+$12,000
10-year hold
+$178,870(232.1% ROI)
Projected value
$493,304
Current value$385,368
Return breakdown
Property appreciation+$107,936
Loan principal paid down+$46,934
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

1 BR
1 BR
1.29ratio
FMR$3,030
Market$2,350
vs market+$680

FMR is above market; underwrite to market rent.

90% standard$2,727 / 1.16 ratio110% standard$3,333 / 1.42 ratio
1.29
2 BR
2 BR
1.23ratio
FMR$3,700
Market$3,010
vs market+$690

FMR is above market; underwrite to market rent.

90% standard$3,330 / 1.11 ratio110% standard$4,070 / 1.35 ratio
1.23
3 BR
3 BR
1.11ratio
FMR$4,730
Market$4,250
vs market+$480

FMR is above market; underwrite to market rent.

90% standard$4,257 / 1.00 ratio110% standard$5,203 / 1.22 ratio
1.11
4 BR
4 BR
1.22ratio
FMR$5,610
Market$4,600
vs market+$1,010

FMR is above market; underwrite to market rent.

90% standard$5,049 / 1.10 ratio110% standard$6,171 / 1.34 ratio
1.22
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94583 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94583 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94583 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,700 and the 4 bedroom fair market rent is $5,610.

Use this page for searches like 94583 FMR, 94583 fair market rent, and 94583 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94583
Bedroom sizeHUD FMR
Studio$2,720
1 bedroom$3,030
2 bedroom$3,700
3 bedroom$4,730
4 bedroom$5,610