94523
ZIPSAFMR
Contra Costa County, CA
BRFMR
Eff. Rent
0 BR$2,300
1 BR$2,560$2,260
2 BR$3,130$2,880
3 BR$4,000$4,000
4 BR$4,740$4,530
5 BR$5,451
6 BR$6,269
7 BR$7,209
8 BR$8,290

Market Alignment

How HUD fair market rents align with the state of the rental market.

1 BR
1 BR
1.13ratio
FMR$2,560
Market$2,260
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
2 BR
2 BR
1.09ratio
FMR$3,130
Market$2,880
vs market+$250

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
3 BR
3 BR
1.00ratio
FMR$4,000
Market$4,010
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
4 BR
4 BR
1.05ratio
FMR$4,740
Market$4,530
vs market+$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$403,200
Rent
$3,130
Down payment
$80,640
Loan
$322,560
Mortgage
$2,039
Expenses
$891
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94523 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.