94530
ZIPSAFMR
Contra Costa County, CA
BRFMR
Eff. Rent
0 BR$2,210$2,120
1 BR$2,460$2,500
2 BR$3,010$3,130
3 BR$3,850$3,790
4 BR$4,560$4,790
5 BR$5,244
6 BR$6,031
7 BR$6,935
8 BR$7,975

Purchase Price Calculator

Maximum purchase price
$403,200

Cost breakdown

+Likely effective rent$3,130
HUD FMR$3,010
Market rent$3,190
Est. payment standard (104%)Used$3,130
Estimated payment standard is $3,130 (104% of FMR).
-Principal and interest-$2,039
Loan amount$322,560
Down payment$80,640
Rate6.50%
Term30 years
-Operating costs-$891
Property taxes-$403
Insurance-$175
Utilities$0
HOA$0
Management-$313
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$49,759(61.7% ROI)
Projected value
$434,203
Current value$403,200
Return breakdown
Property appreciation+$31,002
Loan principal paid down+$11,557
Rental cash flow+$7,200
5-year hold
+$85,592(106.1% ROI)
Projected value
$456,184
Current value$403,200
Return breakdown
Property appreciation+$52,984
Loan principal paid down+$20,608
Rental cash flow+$12,000
10-year hold
+$186,036(230.7% ROI)
Projected value
$516,130
Current value$403,200
Return breakdown
Property appreciation+$112,930
Loan principal paid down+$49,106
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.04ratio
FMR$2,210
Market$2,120
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,989 / 0.94 ratio110% standard$2,431 / 1.15 ratio
1.04
1 BR
1 BR
0.98ratio
FMR$2,460
Market$2,520
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,214 / 0.88 ratio110% standard$2,706 / 1.07 ratio
0.98
2 BR
2 BR
0.94ratio
FMR$3,010
Market$3,190
vs market-$180

FMR is near market; voucher and private rents are aligned.

90% standard$2,709 / 0.85 ratio110% standard$3,311 / 1.04 ratio
0.94
3 BR
3 BR
1.02ratio
FMR$3,850
Market$3,790
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$3,465 / 0.91 ratio110% standard$4,235 / 1.12 ratio
1.02
4 BR
4 BR
0.93ratio
FMR$4,560
Market$4,920
vs market-$360

FMR is near market; voucher and private rents are aligned.

90% standard$4,104 / 0.83 ratio110% standard$5,016 / 1.02 ratio
0.93
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94530 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94530 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94530 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,010 and the 4 bedroom fair market rent is $4,560.

Use this page for searches like 94530 FMR, 94530 fair market rent, and 94530 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94530
Bedroom sizeHUD FMR
Studio$2,210
1 bedroom$2,460
2 bedroom$3,010
3 bedroom$3,850
4 bedroom$4,560