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Contra Costa County/Byron/94514

94514

ZIPSAFMR
Contra Costa County, CA
Zillow

ZIP Investment Score

50Below average

095130300
BRFMR
Eff. Rent
0 BR$2,200$2,420
1 BR$2,420$2,530
2 BR$2,960$2,680
3 BR$3,790$3,230
4 BR$4,480$4,180
5 BR$5,152Not available
6 BR$5,925Not available
7 BR$6,814Not available
8 BR$7,836Not available

Purchase Price Calculator

Maximum purchase price
$336,330

Cost breakdown

+Likely effective rent$2,680
HUD FMR$2,960
Market rentUsed$2,680
Est. payment standard (94%)$2,780
-Principal and interest-$1,701
Loan amount$269,064
Down payment$67,266
Rate6.50%
Term30 years
-Operating costs-$779
Property taxes-$336
Insurance-$175
Utilities$0
HOA$0
Management-$268
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,701(63.5% ROI)
Projected value
$362,191
Return breakdown
Property appreciation+$25,861
Loan principal paid down+$9,640
Rental cash flow+$7,200
5-year hold
+$73,387(109.1% ROI)
Projected value
$380,527
Return breakdown
Property appreciation+$44,197
Loan principal paid down+$17,191
Rental cash flow+$12,000
10-year hold
+$159,163(236.6% ROI)
Projected value
$430,531
Return breakdown
Property appreciation+$94,201
Loan principal paid down+$40,962
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.86
1 BR
0.93
2 BR
1.10
3 BR
1.17
4 BR
1.07
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 94514 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 94514 (Byron, CA) is $2,960 a month. That is down 3.0% from $3,050 in FY 2026. Byron is in the Oakland-Fremont, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,805. Among 49 ZIP codes in Contra Costa County, 94514 has the 20th-highest two-bedroom rent (county range $2,630–$3,650). The median county two-bedroom FMR in California is $1,725, so ZIP 94514 is 72% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 94514
BedroomsFY 2027Change90–110% range
Studio$2,200−1.8%$1,980–$2,420
1BR$2,420−3.2%$2,178–$2,662
2BR$2,960−3.0%$2,664–$3,256
3BR$3,790−2.8%$3,411–$4,169
4BR$4,480−3.0%$4,032–$4,928

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 94514
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,200$2,420$2,960$3,790$4,480
FY 2026$2,240$2,500$3,050$3,900$4,620
FY 2025$2,090$2,370$2,890$3,700$4,390
FY 2024$1,830$2,140$2,600$3,350$3,970
FY 2023$1,440$1,710$2,090$2,730$3,230

Two-bedroom rent in nearby Contra Costa County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 94514
94506$3,610+22.0%
94507$3,370+13.9%
94509$2,630−11.1%
94511$2,630−11.1%
94513$3,070+3.7%
94514Current$2,960—
94516$2,630−11.1%
94517$3,260+10.1%
94518$2,730−7.8%
94519$2,780−6.1%
94520$2,640−10.8%
94521$2,830−4.4%

Questions about ZIP 94514 rents

How much will Section 8 pay for a two-bedroom in ZIP 94514?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,805, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,525 to $3,086 a month; under the ZIP-level Small Area FMR of $2,960 it would be $2,664 to $3,256. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 94514 in?

ZIP 94514 is in the Oakland-Fremont, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,805.

How much did fair market rent change in ZIP 94514 for FY 2027?

The two-bedroom FMR fell 3.0%, from $3,050 in FY 2026 to $2,960 in FY 2027. Since FY 2023 it has risen 41.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentByron, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources