95304
ZIPSAFMR
San Joaquin County, CA
BRFMR
Eff. Rent
0 BR$1,920$1,680
1 BR$2,080$1,840
2 BR$2,600$2,210
3 BR$3,620$2,590
4 BR$4,360$2,940
5 BR$5,014
6 BR$5,766
7 BR$6,631
8 BR$7,626

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.14ratio
FMR$1,920
Market$1,680
vs market+$240

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
1 BR
1 BR
1.13ratio
FMR$2,080
Market$1,840
vs market+$240

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
2 BR
2 BR
1.18ratio
FMR$2,600
Market$2,210
vs market+$390

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.18
3 BR
3 BR
1.40ratio
FMR$3,620
Market$2,590
vs market+$1,030

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.40
4 BR
4 BR
1.48ratio
FMR$4,360
Market$2,940
vs market+$1,420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.48
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$324,442
Rent
$2,600
Down payment
$64,888
Loan
$259,554
Mortgage
$1,641
Expenses
$759
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95304 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.