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95436

ZIPSAFMR
Sonoma County, CA

ZIP Investment Score

64Below average

095130300
BRFMR
Eff. Rent
0 BR$1,760$1,890
1 BR$1,940$2,130
2 BR$2,550$2,690
3 BR$3,500$2,970
4 BR$3,740$3,430
5 BR$4,301Not available
6 BR$4,946Not available
7 BR$5,688Not available
8 BR$6,541Not available

Purchase Price Calculator

Maximum purchase price
$337,816

Cost breakdown

+Likely effective rent$2,690
HUD FMR$2,550
Market rent$2,760
Est. payment standard (105%)Used$2,690
-Principal and interest-$1,708
Loan amount$270,253
Down payment$67,563
Rate6.50%
Term30 years
-Operating costs-$782
Property taxes-$338
Insurance-$175
Utilities$0
HOA$0
Management-$269
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,857(63.4% ROI)
Projected value
$363,791
Return breakdown
Property appreciation+$25,975
Loan principal paid down+$9,683
Rental cash flow+$7,200
5-year hold
+$73,658(109.0% ROI)
Projected value
$382,208
Return breakdown
Property appreciation+$44,392
Loan principal paid down+$17,267
Rental cash flow+$12,000
10-year hold
+$159,760(236.5% ROI)
Projected value
$432,434
Return breakdown
Property appreciation+$94,617
Loan principal paid down+$41,143
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
0.87
2 BR
0.92
3 BR
1.18
4 BR
1.09
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 95436 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95436 (Forestville, CA) is $2,550 a month. That is up 3.2% from $2,470 in FY 2026. Forestville is in the Santa Rosa-Petaluma, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,819. Among 49 ZIP codes in Sonoma County, 95436 is tied for the 34th-highest two-bedroom rent (county range $2,550–$3,390). The median county two-bedroom FMR in California is $1,725, so ZIP 95436 is 48% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95436
BedroomsFY 2027Change90–110% range
Studio$1,760+3.5%$1,584–$1,936
1BR$1,940+2.6%$1,746–$2,134
2BR$2,550+3.2%$2,295–$2,805
3BR$3,500+3.6%$3,150–$3,850
4BR$3,740+3.6%$3,366–$4,114

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95436
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,760$1,940$2,550$3,500$3,740
FY 2026$1,700$1,890$2,470$3,380$3,610
FY 2025$1,660$1,840$2,420$3,310$3,500
FY 2024$1,420$1,590$2,090$2,840$3,030
FY 2023$1,290$1,440$1,900$2,620$2,850

Two-bedroom rent in nearby Sonoma County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95436
95425$2,5500.0%
95430$2,5500.0%
95431$2,640+3.5%
95433$2,820+10.6%
95436Current$2,550—
95439$2,990+17.3%
95441$2,5500.0%
95442$2,5500.0%
95444$2,640+3.5%
95446$2,5500.0%
95448$2,850+11.8%
95450$2,910+14.1%

Questions about ZIP 95436 rents

How much will Section 8 pay for a two-bedroom in ZIP 95436?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,819, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,537 to $3,101 a month; under the ZIP-level Small Area FMR of $2,550 it would be $2,295 to $2,805. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95436 in?

ZIP 95436 is in the Santa Rosa-Petaluma, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,819.

How much did fair market rent change in ZIP 95436 for FY 2027?

The two-bedroom FMR rose 3.2%, from $2,470 in FY 2026 to $2,550 in FY 2027. Since FY 2023 it has risen 34.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set