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Sonoma County/Jenner/95450

95450

ZIPSAFMR
Sonoma County, CA
Zillow

ZIP Investment Score

67Below average

095130300
BRFMR
Eff. Rent
0 BR$2,040$2,040
1 BR$2,220$2,220
2 BR$2,910$2,910
3 BR$4,030$4,030
4 BR$4,430$4,430
5 BR$5,095Not available
6 BR$5,859Not available
7 BR$6,737Not available
8 BR$7,748Not available

Purchase Price Calculator

Maximum purchase price
$370,508

Cost breakdown

+Likely effective rent$2,910
HUD FMRUsed$2,910
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,873
Loan amount$296,407
Down payment$74,102
Rate6.50%
Term30 years
-Operating costs-$837
Property taxes-$371
Insurance-$175
Utilities$0
HOA$0
Management-$291
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,308(62.5% ROI)
Projected value
$398,997
Return breakdown
Property appreciation+$28,489
Loan principal paid down+$10,620
Rental cash flow+$7,200
5-year hold
+$79,625(107.5% ROI)
Projected value
$419,196
Return breakdown
Property appreciation+$48,688
Loan principal paid down+$18,937
Rental cash flow+$12,000
10-year hold
+$172,898(233.3% ROI)
Projected value
$474,282
Return breakdown
Property appreciation+$103,774
Loan principal paid down+$45,125
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 95450 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95450 (Jenner, CA) is $2,910 a month. That is up 2.5% from $2,840 in FY 2026. Jenner is in the Santa Rosa-Petaluma, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,819. Among 49 ZIP codes in Sonoma County, 95450 is tied for the 10th-highest two-bedroom rent (county range $2,550–$3,390). The median county two-bedroom FMR in California is $1,725, so ZIP 95450 is 69% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 95450
BedroomsFY 2027Change90–110% range
Studio$2,040+4.1%$1,836–$2,244
1BR$2,220+2.8%$1,998–$2,442
2BR$2,910+2.5%$2,619–$3,201
3BR$4,030+3.3%$3,627–$4,433
4BR$4,430+6.2%$3,987–$4,873

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 95450
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,040$2,220$2,910$4,030$4,430
FY 2026$1,960$2,160$2,840$3,900$4,170
FY 2025$1,870$2,070$2,720$3,720$3,930
FY 2024$1,380$1,540$2,030$2,800$3,030
FY 2023$1,310$1,480$1,950$2,680$2,900

Two-bedroom rent in nearby Sonoma County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 95450
95433$2,820−3.1%
95436$2,550−12.4%
95439$2,990+2.7%
95441$2,550−12.4%
95442$2,550−12.4%
95444$2,640−9.3%
95446$2,550−12.4%
95448$2,850−2.1%
95450Current$2,910—
95452$2,890−0.7%
95462$2,550−12.4%
95465$2,550−12.4%

Questions about ZIP 95450 rents

How much will Section 8 pay for a two-bedroom in ZIP 95450?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,819, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,537 to $3,101 a month; under the ZIP-level Small Area FMR of $2,910 it would be $2,619 to $3,201. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 95450 in?

ZIP 95450 is in the Santa Rosa-Petaluma, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,819.

How much did fair market rent change in ZIP 95450 for FY 2027?

The two-bedroom FMR rose 2.5%, from $2,840 in FY 2026 to $2,910 in FY 2027. Since FY 2023 it has risen 49.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentJenner, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources