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CT/New Haven County/06410

06410

ZIPSAFMR
New Haven County, CT
Zillow

ZIP Investment Score

52Below average

095130300
BRFMR
Eff. Rent
0 BR$1,190$1,190
1 BR$1,270$1,270
2 BR$1,660$1,660
3 BR$2,080$2,080
4 BR$2,470$2,470
5 BR$2,841Not available
6 BR$3,267Not available
7 BR$3,757Not available
8 BR$4,320Not available

Purchase Price Calculator

Maximum purchase price
$184,759

Cost breakdown

+Likely effective rent$1,660
HUD FMRUsed$1,660
Market rentN/A
Est. payment standardN/A
-Principal and interest-$934
Loan amount$147,807
Down payment$36,952
Rate6.50%
Term30 years
-Operating costs-$526
Property taxes-$185
Insurance-$175
Utilities$0
HOA$0
Management-$166
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,702(72.3% ROI)
Projected value
$198,965
Return breakdown
Property appreciation+$14,206
Loan principal paid down+$5,296
Rental cash flow+$7,200
5-year hold
+$45,722(123.7% ROI)
Projected value
$209,038
Return breakdown
Property appreciation+$24,279
Loan principal paid down+$9,443
Rental cash flow+$12,000
10-year hold
+$98,250(265.9% ROI)
Projected value
$236,507
Return breakdown
Property appreciation+$51,748
Loan principal paid down+$22,502
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06410 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06410 (New Haven County, CT) is $1,660 a month. That is down 1.2% from $1,680 in FY 2026. Among 39 ZIP codes in New Haven County, 06410 has the 38th-highest two-bedroom rent (county range $1,610–$2,910). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06410 is 14% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06410
BedroomsFY 2027Change90–110% range
Studio$1,190−5.6%$1,071–$1,309
1BR$1,270−6.6%$1,143–$1,397
2BR$1,660−1.2%$1,494–$1,826
3BR$2,0800.0%$1,872–$2,288
4BR$2,470+0.8%$2,223–$2,717

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06410
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,190$1,270$1,660$2,080$2,470
FY 2026$1,260$1,360$1,680$2,080$2,450
FY 2025$1,390$1,500$1,830$2,270$2,570
FY 2024$1,300$1,430$1,740$2,140$2,440
FY 2023$1,270$1,420$1,730$2,130$2,400

Two-bedroom rent in nearby New Haven County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06410
06401$1,810+9.0%
06403$2,330+40.4%
06405$2,080+25.3%
06410Current$1,660—
06418$1,780+7.2%
06437$2,340+41.0%
06443$2,910+75.3%
06450$1,920+15.7%
06451$1,850+11.4%
06460$2,500+50.6%
06461$2,830+70.5%
06471$2,470+48.8%

Questions about ZIP 06410 rents

How much will Section 8 pay for a two-bedroom in ZIP 06410?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,660, that basic range is $1,494 to $1,826 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06410 for FY 2027?

The two-bedroom FMR fell 1.2%, from $1,680 in FY 2026 to $1,660 in FY 2027. Since FY 2023 it has fallen 4.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources