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06472

ZIPSAFMR
New Haven County, CT

ZIP Investment Score

68Below average

095130300
BRFMR
Eff. Rent
0 BR$1,500$1,500
1 BR$1,630$1,630
2 BR$1,950$1,950
3 BR$2,430$2,430
4 BR$2,740$2,740
5 BR$3,151Not available
6 BR$3,624Not available
7 BR$4,167Not available
8 BR$4,792Not available

Purchase Price Calculator

Maximum purchase price
$227,853

Cost breakdown

+Likely effective rent$1,950
HUD FMRUsed$1,950
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,152
Loan amount$182,282
Down payment$45,571
Rate6.50%
Term30 years
-Operating costs-$598
Property taxes-$228
Insurance-$175
Utilities$0
HOA$0
Management-$195
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,250(68.6% ROI)
Projected value
$245,372
Return breakdown
Property appreciation+$17,520
Loan principal paid down+$6,531
Rental cash flow+$7,200
5-year hold
+$53,588(117.6% ROI)
Projected value
$257,794
Return breakdown
Property appreciation+$29,942
Loan principal paid down+$11,646
Rental cash flow+$12,000
10-year hold
+$115,568(253.6% ROI)
Projected value
$291,671
Return breakdown
Property appreciation+$63,818
Loan principal paid down+$27,750
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 06472 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06472 (New Haven County, CT) is $1,950 a month. That is down 0.5% from $1,960 in FY 2026. Among 39 ZIP codes in New Haven County, 06472 has the 22nd-highest two-bedroom rent (county range $1,610–$2,910).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06472
BedroomsFY 2027Change90–110% range
Studio$1,500+9.5%$1,350–$1,650
1BR$1,630+3.2%$1,467–$1,793
2BR$1,950−0.5%$1,755–$2,145
3BR$2,430+0.4%$2,187–$2,673
4BR$2,740−4.2%$2,466–$3,014

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06472
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,500$1,630$1,950$2,430$2,740
FY 2026$1,370$1,580$1,960$2,420$2,860
FY 2025$1,450$1,560$1,910$2,370$2,680
FY 2024$1,340$1,470$1,790$2,200$2,510
FY 2023$1,360$1,510$1,840$2,260$2,550

Two-bedroom rent in nearby New Haven County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06472
06450$1,920−1.5%
06451$1,850−5.1%
06460$2,500+28.2%
06461$2,830+45.1%
06471$2,470+26.7%
06472Current$1,950—
06473$2,180+11.8%
06477$2,800+43.6%
06478$1,720−11.8%
06483$1,770−9.2%
06488$2,470+26.7%
06492$1,810−7.2%

Questions about ZIP 06472 rents

How much will Section 8 pay for a two-bedroom in ZIP 06472?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,950, that basic range is $1,755 to $2,145 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06472 for FY 2027?

The two-bedroom FMR fell 0.5%, from $1,960 in FY 2026 to $1,950 in FY 2027. Since FY 2023 it has risen 6.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set