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CT/New Haven County/06443

06443

ZIPSAFMR
New Haven County, CT
Zillow

ZIP Investment Score

82Below average

095130300
BRFMR
Eff. Rent
0 BR$2,240$2,240
1 BR$2,430$2,430
2 BR$2,910$2,910
3 BR$3,620$3,620
4 BR$4,080$4,080
5 BR$4,692Not available
6 BR$5,396Not available
7 BR$6,205Not available
8 BR$7,136Not available

Purchase Price Calculator

Maximum purchase price
$370,508

Cost breakdown

+Likely effective rent$2,910
HUD FMRUsed$2,910
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,873
Loan amount$296,407
Down payment$74,102
Rate6.50%
Term30 years
-Operating costs-$837
Property taxes-$371
Insurance-$175
Utilities$0
HOA$0
Management-$291
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,308(62.5% ROI)
Projected value
$398,997
Return breakdown
Property appreciation+$28,489
Loan principal paid down+$10,620
Rental cash flow+$7,200
5-year hold
+$79,625(107.5% ROI)
Projected value
$419,196
Return breakdown
Property appreciation+$48,688
Loan principal paid down+$18,937
Rental cash flow+$12,000
10-year hold
+$172,898(233.3% ROI)
Projected value
$474,282
Return breakdown
Property appreciation+$103,774
Loan principal paid down+$45,125
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 06443 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 06443 (New Haven County, CT) is $2,910 a month. That is up 7.0% from $2,720 in FY 2026. Among 39 ZIP codes in New Haven County, 06443 has the highest two-bedroom rent (county range $1,610–$2,910). The median county two-bedroom FMR in Connecticut is $1,933, so ZIP 06443 is 51% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 06443
BedroomsFY 2027Change90–110% range
Studio$2,240+17.9%$2,016–$2,464
1BR$2,430+10.5%$2,187–$2,673
2BR$2,910+7.0%$2,619–$3,201
3BR$3,620+7.7%$3,258–$3,982
4BR$4,080+2.8%$3,672–$4,488

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 06443
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,240$2,430$2,910$3,620$4,080
FY 2026$1,900$2,200$2,720$3,360$3,970
FY 2025$1,850$1,990$2,430$3,020$3,410
FY 2024$1,550$1,710$2,080$2,560$2,910
FY 2023$1,470$1,640$2,000$2,460$2,770

Two-bedroom rent in nearby New Haven County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 06443
06410$1,660−43.0%
06418$1,780−38.8%
06437$2,340−19.6%
06443Current$2,910—
06450$1,920−34.0%
06451$1,850−36.4%
06460$2,500−14.1%
06461$2,830−2.7%
06471$2,470−15.1%
06472$1,950−33.0%
06473$2,180−25.1%
06477$2,800−3.8%

Questions about ZIP 06443 rents

How much will Section 8 pay for a two-bedroom in ZIP 06443?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,910, that basic range is $2,619 to $3,201 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

How much did fair market rent change in ZIP 06443 for FY 2027?

The two-bedroom FMR rose 7.0%, from $2,720 in FY 2026 to $2,910 in FY 2027. Since FY 2023 it has risen 45.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCT statewide rentsWhat is SAFMR?Data sources