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Ontario County/Farmington/14425

14425

ZIPSAFMR
Ontario County, NY
Zillow

ZIP Investment Score

85Below average

095130300
BRFMR
Eff. Rent
0 BR$1,280$1,400
1 BR$1,440$1,490
2 BR$1,810$1,810
3 BR$2,180$2,260
4 BR$2,390$2,360
5 BR$2,749Not available
6 BR$3,161Not available
7 BR$3,635Not available
8 BR$4,180Not available

Purchase Price Calculator

Maximum purchase price
$207,049

Cost breakdown

+Likely effective rent$1,810
HUD FMR$1,810
Market rent$1,810
Est. payment standard (100%)Used$1,810
-Principal and interest-$1,047
Loan amount$165,639
Down payment$41,410
Rate6.50%
Term30 years
-Operating costs-$563
Property taxes-$207
Insurance-$175
Utilities$0
HOA$0
Management-$181
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,055(70.2% ROI)
Projected value
$222,969
Return breakdown
Property appreciation+$15,920
Loan principal paid down+$5,934
Rental cash flow+$7,200
5-year hold
+$49,791(120.2% ROI)
Projected value
$234,257
Return breakdown
Property appreciation+$27,208
Loan principal paid down+$10,583
Rental cash flow+$12,000
10-year hold
+$107,208(258.9% ROI)
Projected value
$265,040
Return breakdown
Property appreciation+$57,991
Loan principal paid down+$25,217
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.88
1 BR
0.95
2 BR
1.00
3 BR
0.95
4 BR
1.01
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 14425 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 14425 (Farmington, NY) is $1,810 a month. That is down 9.5% from $2,000 in FY 2026. Farmington is in the Rochester, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,416. Among 31 ZIP codes in Ontario County, 14425 has the 2nd-highest two-bedroom rent (county range $1,420–$2,130). The median county two-bedroom FMR in New York is $1,385, so ZIP 14425 is 31% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 14425
BedroomsFY 2027Change90–110% range
Studio$1,280−9.9%$1,152–$1,408
1BR$1,440−10.0%$1,296–$1,584
2BR$1,810−9.5%$1,629–$1,991
3BR$2,180−9.5%$1,962–$2,398
4BR$2,390−9.8%$2,151–$2,629

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 14425
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,280$1,440$1,810$2,180$2,390
FY 2026$1,420$1,600$2,000$2,410$2,650
FY 2025$1,270$1,430$1,780$2,150$2,360
FY 2024$1,160$1,290$1,610$1,950$2,140
FY 2023$1,050$1,190$1,480$1,800$1,990

Two-bedroom rent in nearby Ontario County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 14425
14424$1,450−19.9%
14425Current$1,810—
14432$1,420−21.5%
14450$1,620−10.5%
14453$1,420−21.5%
14456$1,420−21.5%
14461$1,420−21.5%
14463$1,420−21.5%
14466$1,420−21.5%
14469$1,420−21.5%
14471$1,470−18.8%
14472$1,420−21.5%

Questions about ZIP 14425 rents

How much will Section 8 pay for a two-bedroom in ZIP 14425?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,416, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,274 to $1,558 a month; under the ZIP-level Small Area FMR of $1,810 it would be $1,629 to $1,991. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 14425 in?

ZIP 14425 is in the Rochester, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,416.

How much did fair market rent change in ZIP 14425 for FY 2027?

The two-bedroom FMR fell 9.5%, from $2,000 in FY 2026 to $1,810 in FY 2027. Since FY 2023 it has risen 22.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentFarmington, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources