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Monroe County/Victor/14564

14564

ZIPSAFMR
Monroe County, NY
Zillow

ZIP Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$1,230$1,260
1 BR$1,370$1,440
2 BR$1,720$1,890
3 BR$2,070$2,280
4 BR$2,280$2,510
5 BR$2,622Not available
6 BR$3,015Not available
7 BR$3,468Not available
8 BR$3,988Not available

Purchase Price Calculator

Maximum purchase price
$218,937

Cost breakdown

+Likely effective rent$1,890
HUD FMR$1,720
Market rent$2,370
Est. payment standard (110%)Used$1,890
-Principal and interest-$1,107
Loan amount$175,149
Down payment$43,787
Rate6.50%
Term30 years
-Operating costs-$583
Property taxes-$219
Insurance-$175
Utilities$0
HOA$0
Management-$189
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,309(69.2% ROI)
Projected value
$235,771
Return breakdown
Property appreciation+$16,834
Loan principal paid down+$6,275
Rental cash flow+$7,200
5-year hold
+$51,960(118.7% ROI)
Projected value
$247,707
Return breakdown
Property appreciation+$28,770
Loan principal paid down+$11,190
Rental cash flow+$12,000
10-year hold
+$111,985(255.7% ROI)
Projected value
$280,258
Return breakdown
Property appreciation+$61,321
Loan principal paid down+$26,665
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.96
1 BR
0.93
2 BR
0.73
3 BR
0.60
4 BR
0.66
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 14564 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 14564 (Victor, NY) is $1,720 a month. That is down 9.9% from $1,910 in FY 2026. Victor is in the Rochester, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,416. Among 69 ZIP codes in Monroe County, 14564 has the 7th-highest two-bedroom rent (county range $1,420–$2,130). The median county two-bedroom FMR in New York is $1,385, so ZIP 14564 is 24% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 14564
BedroomsFY 2027Change90–110% range
Studio$1,230−9.6%$1,107–$1,353
1BR$1,370−9.9%$1,233–$1,507
2BR$1,720−9.9%$1,548–$1,892
3BR$2,070−10.0%$1,863–$2,277
4BR$2,280−9.9%$2,052–$2,508

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 14564
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,230$1,370$1,720$2,070$2,280
FY 2026$1,360$1,520$1,910$2,300$2,530
FY 2025$1,190$1,340$1,660$2,000$2,200
FY 2024$1,180$1,320$1,640$1,980$2,180
FY 2023$1,100$1,240$1,550$1,890$2,080

Two-bedroom rent in nearby Monroe County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 14564
14526$1,470−14.5%
14534$2,130+23.8%
14543$1,540−10.5%
14546$1,610−6.4%
14559$1,520−11.6%
14564Current$1,720—
14580$1,790+4.1%
14586$1,980+15.1%
14602$1,450−15.7%
14603$1,450−15.7%
14604$1,690−1.7%
14605$1,420−17.4%

Questions about ZIP 14564 rents

How much will Section 8 pay for a two-bedroom in ZIP 14564?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,416, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,274 to $1,558 a month; under the ZIP-level Small Area FMR of $1,720 it would be $1,548 to $1,892. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 14564 in?

ZIP 14564 is in the Rochester, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,416.

How much did fair market rent change in ZIP 14564 for FY 2027?

The two-bedroom FMR fell 9.9%, from $1,910 in FY 2026 to $1,720 in FY 2027. Since FY 2023 it has risen 11.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentVictor, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources