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Monroe County/Rush/14543

14543

ZIPSAFMR
Monroe County, NY
Zillow

ZIP Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$1,090$1,200
1 BR$1,220$1,340
2 BR$1,540$1,690
3 BR$1,850$2,040
4 BR$2,020$2,220
5 BR$2,323Not available
6 BR$2,671Not available
7 BR$3,072Not available
8 BR$3,533Not available

Purchase Price Calculator

Maximum purchase price
$189,217

Cost breakdown

+Likely effective rent$1,690
HUD FMR$1,540
Market rent$2,240
Est. payment standard (110%)Used$1,690
-Principal and interest-$957
Loan amount$151,373
Down payment$37,843
Rate6.50%
Term30 years
-Operating costs-$533
Property taxes-$189
Insurance-$175
Utilities$0
HOA$0
Management-$169
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,172(71.8% ROI)
Projected value
$203,766
Return breakdown
Property appreciation+$14,549
Loan principal paid down+$5,423
Rental cash flow+$7,200
5-year hold
+$46,536(123.0% ROI)
Projected value
$214,081
Return breakdown
Property appreciation+$24,865
Loan principal paid down+$9,671
Rental cash flow+$12,000
10-year hold
+$100,042(264.4% ROI)
Projected value
$242,214
Return breakdown
Property appreciation+$52,997
Loan principal paid down+$23,045
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.64
1 BR
0.69
2 BR
0.69
3 BR
0.74
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 14543 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 14543 (Rush, NY) is $1,540 a month. That is up 9.2% from $1,410 in FY 2026. Rush is in the Rochester, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,416. Among 69 ZIP codes in Monroe County, 14543 has the 18th-highest two-bedroom rent (county range $1,420–$2,130). The median county two-bedroom FMR in New York is $1,385, so ZIP 14543 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 14543
BedroomsFY 2027Change90–110% range
Studio$1,090+9.0%$981–$1,199
1BR$1,220+8.0%$1,098–$1,342
2BR$1,540+9.2%$1,386–$1,694
3BR$1,850+8.8%$1,665–$2,035
4BR$2,020+8.0%$1,818–$2,222

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 14543
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,090$1,220$1,540$1,850$2,020
FY 2026$1,000$1,130$1,410$1,700$1,870
FY 2025$900$1,010$1,260$1,520$1,670
FY 2024$830$920$1,150$1,390$1,530
FY 2023$840$950$1,190$1,450$1,600

Two-bedroom rent in nearby Monroe County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 14543
14506$1,710+11.0%
14508$1,450−5.8%
14511$1,420−7.8%
14514$1,910+24.0%
14515$1,420−7.8%
14519$1,420−7.8%
14526$1,470−4.5%
14534$2,130+38.3%
14543Current$1,540—
14546$1,610+4.5%
14559$1,520−1.3%
14564$1,720+11.7%

Questions about ZIP 14543 rents

How much will Section 8 pay for a two-bedroom in ZIP 14543?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,416, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,274 to $1,558 a month; under the ZIP-level Small Area FMR of $1,540 it would be $1,386 to $1,694. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 14543 in?

ZIP 14543 is in the Rochester, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,416.

How much did fair market rent change in ZIP 14543 for FY 2027?

The two-bedroom FMR rose 9.2%, from $1,410 in FY 2026 to $1,540 in FY 2027. Since FY 2023 it has risen 29.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentRush, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources