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Cumberland County/Biglerville/17307

17307

ZIPSAFMR
Cumberland County, PA
Zillow

ZIP Investment Score

45Below average

095130300
BRFMR
Eff. Rent
0 BR$810$810
1 BR$820$820
2 BR$1,050$1,050
3 BR$1,420$1,420
4 BR$1,520$1,520
5 BR$1,748Not available
6 BR$2,010Not available
7 BR$2,312Not available
8 BR$2,658Not available

Purchase Price Calculator

Maximum purchase price
$94,113

Cost breakdown

+Likely effective rent$1,050
HUD FMRUsed$1,050
Market rentN/A
Est. payment standardN/A
-Principal and interest-$476
Loan amount$75,290
Down payment$18,823
Rate6.50%
Term30 years
-Operating costs-$374
Property taxes-$94
Insurance-$175
Utilities$0
HOA$0
Management-$105
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,134(91.0% ROI)
Projected value
$101,349
Return breakdown
Property appreciation+$7,236
Loan principal paid down+$2,697
Rental cash flow+$7,200
5-year hold
+$29,178(155.0% ROI)
Projected value
$106,480
Return breakdown
Property appreciation+$12,367
Loan principal paid down+$4,810
Rental cash flow+$12,000
10-year hold
+$61,822(328.4% ROI)
Projected value
$120,473
Return breakdown
Property appreciation+$26,360
Loan principal paid down+$11,462
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 17307 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17307 (Biglerville, PA) is $1,050 a month. That is down 7.1% from $1,130 in FY 2026. Biglerville is in the Harrisburg-Carlisle, PA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 25 ZIP codes in Cumberland County, 17307 has the 25th-highest two-bedroom rent (county range $1,050–$1,980). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17307 is 8% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17307
BedroomsFY 2027Change90–110% range
Studio$810−2.4%$729–$891
1BR$820−8.9%$738–$902
2BR$1,050−7.1%$945–$1,155
3BR$1,420−6.0%$1,278–$1,562
4BR$1,520−4.4%$1,368–$1,672

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17307
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$810$820$1,050$1,420$1,520
FY 2026$830$900$1,130$1,510$1,590
FY 2025$790$920$1,150$1,480$1,590
FY 2024$770$890$1,110$1,450$1,580
FY 2023$680$840$1,020$1,350$1,530

Two-bedroom rent in nearby Cumberland County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17307
17070$1,260+20.0%
17072$1,630+55.2%
17081$1,580+50.5%
17089$1,630+55.2%
17090$1,140+8.6%
17093$1,490+41.9%
17240$1,720+63.8%
17241$1,350+28.6%
17257$1,390+32.4%
17266$1,270+21.0%
17307Current$1,050—
17324$1,140+8.6%

Questions about ZIP 17307 rents

How much will Section 8 pay for a two-bedroom in ZIP 17307?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,050, that basic range is $945 to $1,155 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17307 in?

ZIP 17307 is in the Harrisburg-Carlisle, PA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 17307 for FY 2027?

The two-bedroom FMR fell 7.1%, from $1,130 in FY 2026 to $1,050 in FY 2027. Since FY 2023 it has risen 2.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBiglerville, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources