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17366

ZIPSAFMR
York County, PA

ZIP Investment Score

89Below average

095130300
BRFMR
Eff. Rent
0 BR$980$920
1 BR$1,080$1,130
2 BR$1,370$1,280
3 BR$1,810$1,750
4 BR$1,910$1,830
5 BR$2,197Not available
6 BR$2,526Not available
7 BR$2,905Not available
8 BR$3,341Not available

Purchase Price Calculator

Maximum purchase price
$128,291

Cost breakdown

+Likely effective rent$1,280
HUD FMR$1,370
Market rentUsed$1,280
Est. payment standard (96%)$1,310
-Principal and interest-$649
Loan amount$102,633
Down payment$25,658
Rate6.50%
Term30 years
-Operating costs-$431
Property taxes-$128
Insurance-$175
Utilities$0
HOA$0
Management-$128
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,741(80.8% ROI)
Projected value
$138,155
Return breakdown
Property appreciation+$9,864
Loan principal paid down+$3,677
Rental cash flow+$7,200
5-year hold
+$35,416(138.0% ROI)
Projected value
$145,149
Return breakdown
Property appreciation+$16,858
Loan principal paid down+$6,557
Rental cash flow+$12,000
10-year hold
+$75,557(294.5% ROI)
Projected value
$164,223
Return breakdown
Property appreciation+$35,932
Loan principal paid down+$15,625
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
0.94
2 BR
1.07
3 BR
1.03
4 BR
1.04
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 17366 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17366 (Windsor, PA) is $1,370 a month. That is down 3.5% from $1,420 in FY 2026. Windsor is in the York-Hanover, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,327. Among 50 ZIP codes in York County, 17366 is tied for the 16th-highest two-bedroom rent (county range $1,210–$1,990). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17366 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17366
BedroomsFY 2027Change90–110% range
Studio$9800.0%$882–$1,078
1BR$1,080−4.4%$972–$1,188
2BR$1,370−3.5%$1,233–$1,507
3BR$1,810−5.2%$1,629–$1,991
4BR$1,910−3.0%$1,719–$2,101

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17366
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$980$1,080$1,370$1,810$1,910
FY 2026$980$1,130$1,420$1,910$1,970
FY 2025$1,020$1,150$1,440$1,950$2,020
FY 2024$910$1,000$1,260$1,680$1,760
FY 2023$770$860$1,100$1,430$1,530

Two-bedroom rent in nearby York County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17366
17358$1,330−2.9%
17360$1,280−6.6%
17361$1,300−5.1%
17362$1,340−2.2%
17363$1,210−11.7%
17364$1,3700.0%
17365$1,210−11.7%
17366Current$1,370—
17368$1,230−10.2%
17370$1,320−3.6%
17371$1,710+24.8%
17372$1,360−0.7%

Questions about ZIP 17366 rents

How much will Section 8 pay for a two-bedroom in ZIP 17366?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,327, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,194 to $1,460 a month; under the ZIP-level Small Area FMR of $1,370 it would be $1,233 to $1,507. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17366 in?

ZIP 17366 is in the York-Hanover, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,327.

How much did fair market rent change in ZIP 17366 for FY 2027?

The two-bedroom FMR fell 3.5%, from $1,420 in FY 2026 to $1,370 in FY 2027. Since FY 2023 it has risen 24.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set