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York County/York/17403

17403

ZIPSAFMR
York County, PA
Zillow

ZIP Investment Score

93Below average

095130300
BRFMR
Eff. Rent
0 BR$900$910
1 BR$990$930
2 BR$1,260$1,260
3 BR$1,670$1,660
4 BR$1,750$1,690
5 BR$2,012Not available
6 BR$2,314Not available
7 BR$2,662Not available
8 BR$3,061Not available

Purchase Price Calculator

Maximum purchase price
$125,319

Cost breakdown

+Likely effective rent$1,260
HUD FMR$1,260
Market rent$1,260
Est. payment standard (100%)Used$1,260
-Principal and interest-$634
Loan amount$100,255
Down payment$25,064
Rate6.50%
Term30 years
-Operating costs-$426
Property taxes-$125
Insurance-$175
Utilities$0
HOA$0
Management-$126
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,428(81.5% ROI)
Projected value
$134,955
Return breakdown
Property appreciation+$9,636
Loan principal paid down+$3,592
Rental cash flow+$7,200
5-year hold
+$34,873(139.1% ROI)
Projected value
$141,787
Return breakdown
Property appreciation+$16,468
Loan principal paid down+$6,405
Rental cash flow+$12,000
10-year hold
+$74,363(296.7% ROI)
Projected value
$160,419
Return breakdown
Property appreciation+$35,100
Loan principal paid down+$15,263
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
1.06
2 BR
1.00
3 BR
1.01
4 BR
1.04
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 17403 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17403 (York, PA) is $1,260 a month. That is down 1.6% from $1,280 in FY 2026. York is in the York-Hanover, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,327. Among 50 ZIP codes in York County, 17403 is tied for the 37th-highest two-bedroom rent (county range $1,210–$1,990). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17403 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17403
BedroomsFY 2027Change90–110% range
Studio$900+1.1%$810–$990
1BR$990−2.9%$891–$1,089
2BR$1,260−1.6%$1,134–$1,386
3BR$1,670−2.9%$1,503–$1,837
4BR$1,750−1.1%$1,575–$1,925

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17403
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$900$990$1,260$1,670$1,750
FY 2026$890$1,020$1,280$1,720$1,770
FY 2025$920$1,030$1,290$1,750$1,810
FY 2024$840$930$1,170$1,560$1,630
FY 2023$780$870$1,110$1,440$1,540

Two-bedroom rent in nearby York County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17403
17368$1,230−2.4%
17370$1,320+4.8%
17371$1,710+35.7%
17372$1,360+7.9%
17401$1,210−4.0%
17402$1,490+18.3%
17403Current$1,260—
17404$1,330+5.6%
17405$1,330+5.6%
17406$1,540+22.2%
17407$1,990+57.9%
17408$1,710+35.7%

Questions about ZIP 17403 rents

How much will Section 8 pay for a two-bedroom in ZIP 17403?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,327, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,194 to $1,460 a month; under the ZIP-level Small Area FMR of $1,260 it would be $1,134 to $1,386. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17403 in?

ZIP 17403 is in the York-Hanover, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,327.

How much did fair market rent change in ZIP 17403 for FY 2027?

The two-bedroom FMR fell 1.6%, from $1,280 in FY 2026 to $1,260 in FY 2027. Since FY 2023 it has risen 13.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentYork, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources