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20001

ZIPSAFMR
District of Columbia County, DC

ZIP Investment Score

89Below average

095130300
BRFMR
Eff. Rent
0 BR$2,970$1,850
1 BR$3,100$2,200
2 BR$3,430$3,040
3 BR$4,370$4,050
4 BR$5,150$4,630
5 BR$5,922Not available
6 BR$6,811Not available
7 BR$7,833Not available
8 BR$9,007Not available

Purchase Price Calculator

Maximum purchase price
$389,826

Cost breakdown

+Likely effective rent$3,040
HUD FMR$3,430
Market rentUsed$3,040
Est. payment standard (93%)$3,180
-Principal and interest-$1,971
Loan amount$311,861
Down payment$77,965
Rate6.50%
Term30 years
-Operating costs-$869
Property taxes-$390
Insurance-$175
Utilities$0
HOA$0
Management-$304
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,347(62.0% ROI)
Projected value
$419,800
Return breakdown
Property appreciation+$29,974
Loan principal paid down+$11,173
Rental cash flow+$7,200
5-year hold
+$83,151(106.7% ROI)
Projected value
$441,053
Return breakdown
Property appreciation+$51,226
Loan principal paid down+$19,925
Rental cash flow+$12,000
10-year hold
+$180,662(231.7% ROI)
Projected value
$499,011
Return breakdown
Property appreciation+$109,184
Loan principal paid down+$47,477
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.61
1 BR
1.41
2 BR
1.13
3 BR
1.08
4 BR
1.11
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 20001 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 20001 (Washington, DC) is $3,430 a month. That is up 9.2% from $3,140 in FY 2026. Washington is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 103 ZIP codes in District of Columbia County, 20001 is tied for the 7th-highest two-bedroom rent (county range $1,640–$3,660). The median county two-bedroom FMR in District of Columbia is $2,438, so ZIP 20001 is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 20001
BedroomsFY 2027Change90–110% range
Studio$2,970+8.8%$2,673–$3,267
1BR$3,100+9.9%$2,790–$3,410
2BR$3,430+9.2%$3,087–$3,773
3BR$4,370+10.4%$3,933–$4,807
4BR$5,150+10.5%$4,635–$5,665

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 20001
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,970$3,100$3,430$4,370$5,150
FY 2026$2,730$2,820$3,140$3,960$4,660
FY 2025$2,770$2,830$3,190$3,990$4,700
FY 2024$2,460$2,500$2,840$3,530$4,190
FY 2023$2,300$2,340$2,660$3,330$3,970

Two-bedroom rent in nearby District of Columbia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 20001
20001Current$3,430—
20002$2,870−16.3%
20003$3,660+6.7%
20004$3,530+2.9%
20005$3,150−8.2%
20006$2,380−30.6%
20007$2,610−23.9%
20008$3,490+1.7%
20009$3,660+6.7%
20010$2,550−25.7%
20011$2,200−35.9%
20012$1,970−42.6%

Questions about ZIP 20001 rents

How much will Section 8 pay for a two-bedroom in ZIP 20001?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,430, that basic range is $3,087 to $3,773 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 20001 in?

ZIP 20001 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 20001 for FY 2027?

The two-bedroom FMR rose 9.2%, from $3,140 in FY 2026 to $3,430 in FY 2027. Since FY 2023 it has risen 28.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set