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20005

ZIPSAFMR
District of Columbia County, DC

ZIP Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$2,730$2,300
1 BR$2,850$2,720
2 BR$3,150$3,470
3 BR$4,010$4,410
4 BR$4,730$2,960
5 BR$5,440Not available
6 BR$6,255Not available
7 BR$7,194Not available
8 BR$8,273Not available

Purchase Price Calculator

Maximum purchase price
$453,724

Cost breakdown

+Likely effective rent$3,470
HUD FMR$3,150
Market rent$4,350
Est. payment standard (110%)Used$3,470
-Principal and interest-$2,294
Loan amount$362,979
Down payment$90,745
Rate6.50%
Term30 years
-Operating costs-$976
Property taxes-$454
Insurance-$175
Utilities$0
HOA$0
Management-$347
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$55,092(60.7% ROI)
Projected value
$488,611
Return breakdown
Property appreciation+$34,887
Loan principal paid down+$13,005
Rental cash flow+$7,200
5-year hold
+$94,814(104.5% ROI)
Projected value
$513,347
Return breakdown
Property appreciation+$59,623
Loan principal paid down+$23,191
Rental cash flow+$12,000
10-year hold
+$206,341(227.4% ROI)
Projected value
$580,805
Return breakdown
Property appreciation+$127,081
Loan principal paid down+$55,260
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.19
1 BR
1.05
2 BR
0.72
3 BR
0.86
4 BR
1.60
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 20005 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 20005 (Washington, DC) is $3,150 a month. That is up 8.2% from $2,910 in FY 2026. Washington is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 103 ZIP codes in District of Columbia County, 20005 has the 9th-highest two-bedroom rent (county range $1,640–$3,660). The median county two-bedroom FMR in District of Columbia is $2,438, so ZIP 20005 is 29% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 20005
BedroomsFY 2027Change90–110% range
Studio$2,730+7.9%$2,457–$3,003
1BR$2,850+9.2%$2,565–$3,135
2BR$3,150+8.2%$2,835–$3,465
3BR$4,010+9.3%$3,609–$4,411
4BR$4,730+9.5%$4,257–$5,203

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 20005
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,730$2,850$3,150$4,010$4,730
FY 2026$2,530$2,610$2,910$3,670$4,320
FY 2025$2,520$2,580$2,900$3,630$4,280
FY 2024$2,330$2,370$2,690$3,350$3,970
FY 2023$2,200$2,240$2,550$3,190$3,800

Two-bedroom rent in nearby District of Columbia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 20005
20001$3,430+8.9%
20002$2,870−8.9%
20003$3,660+16.2%
20004$3,530+12.1%
20005Current$3,150—
20006$2,380−24.4%
20007$2,610−17.1%
20008$3,490+10.8%
20009$3,660+16.2%
20010$2,550−19.0%
20011$2,200−30.2%
20012$1,970−37.5%

Questions about ZIP 20005 rents

How much will Section 8 pay for a two-bedroom in ZIP 20005?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,150, that basic range is $2,835 to $3,465 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 20005 in?

ZIP 20005 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 20005 for FY 2027?

The two-bedroom FMR rose 8.2%, from $2,910 in FY 2026 to $3,150 in FY 2027. Since FY 2023 it has risen 23.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set