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District of Columbia County/Washington/20004

20004

ZIPSAFMR
District of Columbia County, DC
Zillow

ZIP Investment Score

86Below average

095130300
BRFMR
Eff. Rent
0 BR$3,060$2,260
1 BR$3,190$2,820
2 BR$3,530$3,860
3 BR$4,500$4,390
4 BR$5,300$3,440
5 BR$6,095Not available
6 BR$7,009Not available
7 BR$8,061Not available
8 BR$9,270Not available

Purchase Price Calculator

Maximum purchase price
$511,678

Cost breakdown

+Likely effective rent$3,860
HUD FMR$3,530
Market rent$4,040
Est. payment standard (109%)Used$3,860
-Principal and interest-$2,587
Loan amount$409,342
Down payment$102,336
Rate6.50%
Term30 years
-Operating costs-$1,073
Property taxes-$512
Insurance-$175
Utilities$0
HOA$0
Management-$386
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$61,209(59.8% ROI)
Projected value
$551,021
Return breakdown
Property appreciation+$39,343
Loan principal paid down+$14,666
Rental cash flow+$7,200
5-year hold
+$105,392(103.0% ROI)
Projected value
$578,917
Return breakdown
Property appreciation+$67,239
Loan principal paid down+$26,153
Rental cash flow+$12,000
10-year hold
+$229,631(224.4% ROI)
Projected value
$654,991
Return breakdown
Property appreciation+$143,313
Loan principal paid down+$62,318
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.35
1 BR
1.13
2 BR
0.87
3 BR
1.03
4 BR
1.54
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 20004 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 20004 (Washington, DC) is $3,530 a month. That is up 9.6% from $3,220 in FY 2026. Washington is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 103 ZIP codes in District of Columbia County, 20004 has the 4th-highest two-bedroom rent (county range $1,640–$3,660). The median county two-bedroom FMR in District of Columbia is $2,438, so ZIP 20004 is 45% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 20004
BedroomsFY 2027Change90–110% range
Studio$3,060+9.3%$2,754–$3,366
1BR$3,190+10.4%$2,871–$3,509
2BR$3,530+9.6%$3,177–$3,883
3BR$4,500+10.8%$4,050–$4,950
4BR$5,300+10.9%$4,770–$5,830

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 20004
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,060$3,190$3,530$4,500$5,300
FY 2026$2,800$2,890$3,220$4,060$4,780
FY 2025$2,900$2,960$3,330$4,160$4,910
FY 2024$2,610$2,650$3,010$3,740$4,440
FY 2023$2,390$2,430$2,760$3,450$4,120

Two-bedroom rent in nearby District of Columbia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 20004
20001$3,430−2.8%
20002$2,870−18.7%
20003$3,660+3.7%
20004Current$3,530—
20005$3,150−10.8%
20006$2,380−32.6%
20007$2,610−26.1%
20008$3,490−1.1%
20009$3,660+3.7%
20010$2,550−27.8%
20011$2,200−37.7%
20012$1,970−44.2%

Questions about ZIP 20004 rents

How much will Section 8 pay for a two-bedroom in ZIP 20004?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,530, that basic range is $3,177 to $3,883 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 20004 in?

ZIP 20004 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 20004 for FY 2027?

The two-bedroom FMR rose 9.6%, from $3,220 in FY 2026 to $3,530 in FY 2027. Since FY 2023 it has risen 27.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentWashington, DC fair market rentDC statewide rentsWhat is SAFMR?Data sources