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Kanawha County/Charleston/25301

25301

ZIPSAFMR
Kanawha County, WV
Zillow

ZIP Investment Score

115Above average

095130300
BRFMR
Eff. Rent
0 BR$660$730
1 BR$760$770
2 BR$940$1,000
3 BR$1,200$1,320
4 BR$1,250$1,380
5 BR$1,438Not available
6 BR$1,653Not available
7 BR$1,901Not available
8 BR$2,186Not available

Purchase Price Calculator

Maximum purchase price
$86,683

Cost breakdown

+Likely effective rent$1,000
HUD FMR$940
Market rent$1,030
Est. payment standard (106%)Used$1,000
-Principal and interest-$438
Loan amount$69,346
Down payment$17,337
Rate6.50%
Term30 years
-Operating costs-$362
Property taxes-$87
Insurance-$175
Utilities$0
HOA$0
Management-$100
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,350(94.3% ROI)
Projected value
$93,348
Return breakdown
Property appreciation+$6,665
Loan principal paid down+$2,485
Rental cash flow+$7,200
5-year hold
+$27,821(160.5% ROI)
Projected value
$98,074
Return breakdown
Property appreciation+$11,391
Loan principal paid down+$4,431
Rental cash flow+$12,000
10-year hold
+$58,836(339.4% ROI)
Projected value
$110,962
Return breakdown
Property appreciation+$24,279
Loan principal paid down+$10,557
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.86
1 BR
0.99
2 BR
0.91
3 BR
0.84
4 BR
0.76
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 25301 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 25301 (Charleston, WV) is $940 a month. That is down 1.1% from $950 in FY 2026. Charleston is in the Charleston, WV HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,048. Among 75 ZIP codes in Kanawha County, 25301 is tied for the 72nd-highest two-bedroom rent (county range $940–$1,450). The median county two-bedroom FMR in West Virginia is $955, so ZIP 25301 is 2% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 25301
BedroomsFY 2027Change90–110% range
Studio$6600.0%$594–$726
1BR$760−2.6%$684–$836
2BR$940−1.1%$846–$1,034
3BR$1,200−2.4%$1,080–$1,320
4BR$1,250−0.8%$1,125–$1,375

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 25301
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$660$760$940$1,200$1,250
FY 2026$660$780$950$1,230$1,260
FY 2025$690$810$1,000$1,290$1,330
FY 2024$670$800$970$1,270$1,290
FY 2023$640$740$890$1,170$1,220

Two-bedroom rent in nearby Kanawha County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 25301
25301Current$940—
25302$1,050+11.7%
25303$1,160+23.4%
25304$1,150+22.3%
25305$1,050+11.7%
25306$1,450+54.3%
25309$9400.0%
25311$1,070+13.8%
25312$1,020+8.5%
25313$1,050+11.7%
25314$1,230+30.9%
25315$990+5.3%

Questions about ZIP 25301 rents

How much will Section 8 pay for a two-bedroom in ZIP 25301?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,048, which applies unless the housing authority uses Small Area FMRs, that basic range is $943 to $1,153 a month; under the ZIP-level Small Area FMR of $940 it would be $846 to $1,034. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 25301 in?

ZIP 25301 is in the Charleston, WV HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,048.

How much did fair market rent change in ZIP 25301 for FY 2027?

The two-bedroom FMR fell 1.1%, from $950 in FY 2026 to $940 in FY 2027. Since FY 2023 it has risen 5.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCharleston, WV fair market rentWV statewide rentsWhat is SAFMR?Data sources