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Kanawha County/Charleston/25306

25306

ZIPSAFMR
Kanawha County, WV
Zillow

ZIP Investment Score

166High yield potential

095130300
BRFMR
Eff. Rent
0 BR$1,010$970
1 BR$1,170$950
2 BR$1,450$1,010
3 BR$1,830$1,080
4 BR$1,910$1,180
5 BR$2,197Not available
6 BR$2,526Not available
7 BR$2,905Not available
8 BR$3,341Not available

Purchase Price Calculator

Maximum purchase price
$88,169

Cost breakdown

+Likely effective rent$1,010
HUD FMR$1,450
Market rentUsed$1,010
Est. payment standard (90%)$1,310
-Principal and interest-$446
Loan amount$70,535
Down payment$17,634
Rate6.50%
Term30 years
-Operating costs-$364
Property taxes-$88
Insurance-$175
Utilities$0
HOA$0
Management-$101
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,506(93.6% ROI)
Projected value
$94,948
Return breakdown
Property appreciation+$6,779
Loan principal paid down+$2,527
Rental cash flow+$7,200
5-year hold
+$28,093(159.3% ROI)
Projected value
$99,755
Return breakdown
Property appreciation+$11,586
Loan principal paid down+$4,507
Rental cash flow+$12,000
10-year hold
+$59,433(337.0% ROI)
Projected value
$112,864
Return breakdown
Property appreciation+$24,695
Loan principal paid down+$10,738
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.04
1 BR
1.23
2 BR
1.44
3 BR
1.69
4 BR
1.62
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 25306 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 25306 (Charleston, WV) is $1,450 a month. That is up 0.7% from $1,440 in FY 2026. Charleston is in the Charleston, WV HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,048. Among 75 ZIP codes in Kanawha County, 25306 has the highest two-bedroom rent (county range $940–$1,450). The median county two-bedroom FMR in West Virginia is $955, so ZIP 25306 is 52% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 25306
BedroomsFY 2027Change90–110% range
Studio$1,010+2.0%$909–$1,111
1BR$1,170+1.7%$1,053–$1,287
2BR$1,450+0.7%$1,305–$1,595
3BR$1,830−0.5%$1,647–$2,013
4BR$1,9100.0%$1,719–$2,101

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 25306
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,010$1,170$1,450$1,830$1,910
FY 2026$990$1,150$1,440$1,840$1,910
FY 2025$990$1,170$1,440$1,850$1,910
FY 2024$890$1,050$1,280$1,670$1,700
FY 2023$790$910$1,100$1,440$1,510

Two-bedroom rent in nearby Kanawha County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 25306
25301$940−35.2%
25302$1,050−27.6%
25303$1,160−20.0%
25304$1,150−20.7%
25305$1,050−27.6%
25306Current$1,450—
25309$940−35.2%
25311$1,070−26.2%
25312$1,020−29.7%
25313$1,050−27.6%
25314$1,230−15.2%
25315$990−31.7%

Questions about ZIP 25306 rents

How much will Section 8 pay for a two-bedroom in ZIP 25306?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,048, which applies unless the housing authority uses Small Area FMRs, that basic range is $943 to $1,153 a month; under the ZIP-level Small Area FMR of $1,450 it would be $1,305 to $1,595. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 25306 in?

ZIP 25306 is in the Charleston, WV HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,048.

How much did fair market rent change in ZIP 25306 for FY 2027?

The two-bedroom FMR rose 0.7%, from $1,440 in FY 2026 to $1,450 in FY 2027. Since FY 2023 it has risen 31.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCharleston, WV fair market rentWV statewide rentsWhat is SAFMR?Data sources